Biospy of bladder at St. Joseph's Behavioral Health Center

2510 N California St, Stockton, CA · CommonSpirit Health · · NPI 1053443473

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$324.81 with Kaiser vs $324.81 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $324.81
BCBS - Anthem Medicare|All Plans $324.81
MultiPlan Commercial|All Plans not published by hospital
Aetna Commercial|All Other Plans not published by hospital
Aetna Commercial|PPO not published by hospital
Aetna Commercial|HMO not published by hospital
First Health Commercial|All Plans not published by hospital
Cigna Commercial|All Other Plans not published by hospital
Cigna Commercial|PPO not published by hospital
Kaiser Commercial|All Plans not published by hospital
DHR Commercial|All Plans not published by hospital
Magellan Commercial|All Plans not published by hospital
DHR Medicaid|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital

Visitor-reported prices

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Biospy of bladder at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Medical Center Stockton Stockton not published $293.31 – $345.07
St. John's Camarillo Hospital Camarillo $141.92 $87.48 – $539.32
Petaluma Valley Hospital Petaluma $3,798.99 $336.70 – $1,921.00
Arroyo Grande Hospital Santa Maria $159.65 $205.15 – $365.54
Mark Twain Medical Center San Andreas $408.26 $158.59 – $600.74
French Hospital San Luis Obispo $145.44 $100.17 – $363.58
Queen of The Valley Medical Center Napa $3,900.48 $354.75 – $5,592.00
Providence St Joseph Hospital Eureka Eureka $4,430.88 $321.35 – $5,835.00

All California hospitals for this procedure →