Biospy of bladder at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$159.65

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$373.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$205.15 with Western Growers vs $6,515.00 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Growers Commercial|All Plans $205.15 ↑ +28%
Kaiser Commercial|All Plans $234.99 ↑ +47%
MHS Hospice Commercial|All Plans $286.57 ↑ +79%
Humana Medicare|All Plans $309.02 ↑ +94%
Aetna Medicare|All Plans $309.02 ↑ +94%
United Medicare|All Plans $309.02 ↑ +94%
Kaiser Medicare|All Plans $309.02 ↑ +94%
BCBS - Anthem Medicare|All Plans $309.02 ↑ +94%
Alignment Medicare|All Plans $309.02 ↑ +94%
Scan Health Plan Medicare|All Plans $309.02 ↑ +94%
First Health Commercial|All Plans $313.32 ↑ +96%
United Commercial|Non-Options PPO $328.24 ↑ +106%
United Commercial|All Other Plans $331.97 ↑ +108%
Healthsmart Commercial|All Plans $343.16 ↑ +115%
United Commercial|Options PPO $346.89 ↑ +117%
MultiPlan Commercial|All Plans $365.54 ↑ +129%
United Commercial|HMO $369.27 ↑ +131%
Health Net Commercial|Care Product $3,832.00 ↑ +2300%
Health Net Commercial|FFS $4,339.00 ↑ +2618%
Blue Shield CA Commercial|Exchange $4,486.00 ↑ +2710%
Aetna Commercial|HMO $5,710.00 ↑ +3477%
Aetna Commercial|PPO $5,710.00 ↑ +3477%
Aetna Commercial|All Other Plans $5,710.00 ↑ +3477%
Blue Shield CA Commercial|FFS $6,515.00 ↑ +3981%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Biospy of bladder at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $141.92 $87.48 – $539.32
Petaluma Valley Hospital Petaluma $3,798.99 $336.70 – $1,921.00
Mark Twain Medical Center San Andreas $408.26 $158.59 – $600.74
French Hospital San Luis Obispo $145.44 $100.17 – $363.58
Queen of The Valley Medical Center Napa $3,900.48 $354.75 – $5,592.00
Providence St Joseph Hospital Eureka Eureka $4,430.88 $321.35 – $5,835.00
Healdsburg Hospital Healdsburg $219.30 $336.63 – $3,982.87
Redwood Memorial Hospital Fortuna $8,587.38 $1,333.00 – $20,799.00

All California hospitals for this procedure →