Ghs inf midline insertion at Santa Rosa Memorial Hospital
1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549
$2,355.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,619.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$740.18 with Aetna vs $5,803.00 with Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | All Commercial Plans | $740.18 | ↓ -69% |
| Unitedhealthcare | Select/Navigate Hmo | $1,716.00 | ↓ -27% |
| Unitedhealthcare | All Commercial Plans | $1,940.00 | ↓ -18% |
| Blue Cross | Epo Exchange | $4,042.00 | ↑ +72% |
| Blue Cross | Nonmcs All Commercial Plans | $4,836.00 | ↑ +105% |
| Blue Cross | Mcs All Commercial Plans | $5,803.00 | ↑ +146% |
Visitor-reported prices
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Ghs inf midline insertion at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $505.89 | $119.29 – $900.90 |
| Petaluma Valley Hospital | Petaluma | $723.18 | $576.17 – $1,687.00 |
| Arroyo Grande Hospital | Santa Maria | $541.85 | $96.98 – $1,007.44 |
| French Hospital | San Luis Obispo | $496.28 | $96.98 – $1,055.46 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,562.66 | $96.98 – $3,748.68 |
| Bakersfield Memorial Hospital | Bakersfield | $1,545.81 | $96.98 – $4,169.88 |
| Queen of The Valley Medical Center | Napa | $688.50 | $781.22 – $6,200.00 |
| Providence St Joseph Hospital Eureka | Eureka | $490.62 | $2,699.00 – $21,319.00 |