Biospy of bladder at Providence Saint John's Health Center

2121 Santa Monica Blvd, Santa Monica, CA · Providence · · NPI 1124026273

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$152.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$437.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$191.34 with Blue Shield vs $9,891.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield Epn/Ifp Benefit Exchange $191.34 ↑ +25%
Aetna Medicare Managed Care Plan $321.35 ↑ +110%
Humana Choicecare Medicare Managed Care Plan $327.77 ↑ +114%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $336.67 ↑ +120%
Central Health Plan Medicare Managed Care Plan $353.48 ↑ +131%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $379.18 ↑ +148%
La Care Health Plan Covered Ca Exchange $417.75 ↑ +173%
Healthnet Ambetter Hmo $594.49 ↑ +289%
Healthnet Blue And Gold Other Commercial Plan $601.00 ↑ +293%
Healthnet Ambetter Ppo $687.68 ↑ +350%
Healthnet All Commercial Plans $970.00 ↑ +534%
Blue Shield Medicare Managed Care Plan $1,142.09 ↑ +647%
Unitedhealthcare Select/Navigate Hmo $1,487.00 ↑ +872%
Unitedhealthcare All Commercial Plans $1,687.00 ↑ +1003%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $3,816.60 ↑ +2395%
Blue Shield Ppo/Epo $4,239.46 ↑ +2672%
Blue Shield Hmo $4,239.46 ↑ +2672%
Cigna All Commercial Plans $9,891.00 ↑ +6367%

Visitor-reported prices

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Biospy of bladder at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $141.92 $87.48 – $539.32
Petaluma Valley Hospital Petaluma $3,798.99 $336.70 – $1,921.00
Arroyo Grande Hospital Santa Maria $159.65 $205.15 – $365.54
Mark Twain Medical Center San Andreas $408.26 $158.59 – $600.74
French Hospital San Luis Obispo $145.44 $100.17 – $363.58
Queen of The Valley Medical Center Napa $3,900.48 $354.75 – $5,592.00
Providence St Joseph Hospital Eureka Eureka $4,430.88 $321.35 – $5,835.00
Healdsburg Hospital Healdsburg $219.30 $336.63 – $3,982.87

All California hospitals for this procedure →