Tlso 2 shl symphys-stern cst at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$433.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,013.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$506.50 with Western Growers vs $992.74 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Growers Commercial|All Plans $506.50 ↑ +17%
Health Net Commercial|Care Product $587.54 ↑ +36%
United Commercial|Options PPO $617.93 ↑ +43%
United Commercial|Non-Options PPO $628.06 ↑ +45%
CenCal Medicaid|< 21 $631.00 ↑ +46%
Partnership Health Plan Medicaid|< 21 $631.00 ↑ +46%
Partnership Health Plan Medicaid|> 21 $631.00 ↑ +46%
CenCal Medicaid|> 21 $631.00 ↑ +46%
Kaiser Commercial|All Plans $638.19 ↑ +47%
United Commercial|All Other Plans $638.19 ↑ +47%
United Commercial|HMO $658.45 ↑ +52%
Health Net Commercial|FFS $668.58 ↑ +54%
Cigna Commercial|All Other Plans $780.01 ↑ +80%
Cigna Commercial|PPO $780.01 ↑ +80%
First Health Commercial|All Plans $850.92 ↑ +96%
Blue Shield CA Commercial|Exchange $850.92 ↑ +96%
Healthsmart Commercial|All Plans $931.96 ↑ +115%
Aetna Commercial|All Other Plans $931.96 ↑ +115%
Aetna Commercial|PPO $931.96 ↑ +115%
Aetna Commercial|HMO $931.96 ↑ +115%
Blue Shield CA Commercial|FFS $952.22 ↑ +120%
Health Net Medicaid|> 21 $954.64 ↑ +120%
Health Net Medicaid|< 21 $954.64 ↑ +120%
BCBS - Anthem Commercial|Non-MCS $982.61 ↑ +127%
BCBS - Anthem Commercial|MCS $982.61 ↑ +127%
MultiPlan Commercial|All Plans $992.74 ↑ +129%

Visitor-reported prices

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Tlso 2 shl symphys-stern cst at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,151.46 $954.64 – $3,831.36
French Hospital San Luis Obispo $397.10 $192.47 – $992.74
Mercy Hospitals – Bakersfield Bakersfield $2,634.10 $631.00 – $2,907.00
Bakersfield Memorial Hospital Bakersfield $2,605.70 $631.00 – $3,133.10
St. Joseph's Medical Center Stockton Stockton $1,461.18 $587.86 – $2,261.00
Mercy Medical Center Mt. Shasta Mt Shasta $2,782.13 $858.16 – $3,504.48
Mercy Medical Center Merced Merced $1,462.60 $297.16 – $1,240.32
Mercy San Juan Medical Center Carmichael $1,300.13 $521.95 – $4,033.25

All California hospitals for this procedure →