Tlso 2 shl symphys-stern cst at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$397.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,013.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$192.47 with Health Net vs $992.74 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Commercial|FFS | $192.47 | ↓ -52% |
| MHS HSPCC | Commercial|All Plans | $273.51 | ↓ -31% |
| Western Growers | Commercial|All Plans | $506.50 | ↑ +28% |
| United | Commercial|HMO | $506.50 | ↑ +28% |
| United | Commercial|Non-Options PPO | $526.76 | ↑ +33% |
| United | Commercial|All Other Plans | $597.67 | ↑ +51% |
| Cigna | Commercial|All Other Plans | $607.80 | ↑ +53% |
| Cigna | Commercial|PPO | $607.80 | ↑ +53% |
| Kaiser | Commercial|All Plans | $628.06 | ↑ +58% |
| Molina | Medicaid|< 21 | $631.00 | ↑ +59% |
| BCBS - Anthem | Medicaid|All Plans | $631.00 | ↑ +59% |
| CenCal | Medicaid|< 21 | $631.00 | ↑ +59% |
| CenCal | Medicaid|> 21 | $631.00 | ↑ +59% |
| Partnership Health Plan | Medicaid|< 21 | $631.00 | ↑ +59% |
| Partnership Health Plan | Medicaid|> 21 | $631.00 | ↑ +59% |
| Molina | Medicaid|> 21 | $631.00 | ↑ +59% |
| Aetna | Commercial|Gatekeeper | $729.36 | ↑ +84% |
| Health Net | Medicaid|> 21 | $776.13 | ↑ +95% |
| Health Net | Medicaid|< 21 | $776.13 | ↑ +95% |
| Aetna | Commercial|Non-Gatekeeper | $790.14 | ↑ +99% |
| Healthsmart | Commercial|All Plans | $861.05 | ↑ +117% |
| First Health | Commercial|All Plans | $861.05 | ↑ +117% |
| BCBS - Anthem | Commercial|MCS | $921.83 | ↑ +132% |
| BCBS - Anthem | Commercial|Non-MCS | $931.96 | ↑ +135% |
| Blue Shield CA | Commercial|FFS | $952.22 | ↑ +140% |
| Blue Shield CA | Commercial|Exchange | $952.22 | ↑ +140% |
| MultiPlan | Commercial|All Plans | $992.74 | ↑ +150% |
Visitor-reported prices
Comments
Tlso 2 shl symphys-stern cst at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $2,151.46 | $954.64 – $3,831.36 |
| Arroyo Grande Hospital | Santa Maria | $433.57 | $506.50 – $992.74 |
| Mercy Hospitals – Bakersfield | Bakersfield | $2,634.10 | $631.00 – $2,907.00 |
| Bakersfield Memorial Hospital | Bakersfield | $2,605.70 | $631.00 – $3,133.10 |
| St. Joseph's Medical Center Stockton | Stockton | $1,461.18 | $587.86 – $2,261.00 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $2,782.13 | $858.16 – $3,504.48 |
| Mercy Medical Center Merced | Merced | $1,462.60 | $297.16 – $1,240.32 |
| Mercy San Juan Medical Center | Carmichael | $1,300.13 | $521.95 – $4,033.25 |