Biospy of bladder at Dominican Hospital

1555 Soquel Dr, Santa Cruz, CA · CommonSpirit Health · · NPI 1427181007

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$188.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$419.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$142.46 with Central California Alliance for Health vs $9,218.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Central California Alliance for Health Medicaid|All Plans $142.46 ↓ -24%
Kaiser Commercial|All Plans $272.35 ↑ +44%
Western Growers Commercial|All Plans $284.92 ↑ +51%
Kaiser Medicare|All Plans $334.14 ↑ +77%
United Medicare|All Plans $334.14 ↑ +77%
Health Net Medicare|All Plans $334.14 ↑ +77%
Blue Shield CA Medicare|All Plans $334.14 ↑ +77%
Healthsmart Commercial|All Plans $335.20 ↑ +78%
Multiplan Commercial|All Plans $356.15 ↑ +89%
First Health Commercial|All Plans $356.15 ↑ +89%
United Commercial|All Other Plans $377.10 ↑ +100%
Blue Shield CA Commercial|DHMF $380.92 ↑ +102%
United Commercial|Options PPO $402.24 ↑ +113%
United Commercial|HMO $402.24 ↑ +113%
United Commercial|Non-Options PPO $419.00 ↑ +122%
Sutter Health Commercial|All Plans $1,045.86 ↑ +455%
Health Net Commercial|Community Care $4,988.00 ↑ +2545%
Health Net Commercial|Care Product $6,074.00 ↑ +3121%
Health Net Commercial|Blue Gold $6,144.00 ↑ +3159%
Blue Shield CA Commercial|Exchange $6,296.00 ↑ +3239%
Blue Shield CA Commercial|ACO Trio $6,581.00 ↑ +3390%
Health Net Commercial|All Other Plans $6,748.00 ↑ +3479%
Blue Shield CA Commercial|All Other Plans $8,045.00 ↑ +4167%
Aetna Commercial|HMO $9,146.00 ↑ +4751%
Aetna Commercial|PPO $9,218.00 ↑ +4789%

Visitor-reported prices

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Biospy of bladder at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $141.92 $87.48 – $539.32
Petaluma Valley Hospital Petaluma $3,798.99 $336.70 – $1,921.00
Arroyo Grande Hospital Santa Maria $159.65 $205.15 – $365.54
Mark Twain Medical Center San Andreas $408.26 $158.59 – $600.74
French Hospital San Luis Obispo $145.44 $100.17 – $363.58
Queen of The Valley Medical Center Napa $3,900.48 $354.75 – $5,592.00
Providence St Joseph Hospital Eureka Eureka $4,430.88 $321.35 – $5,835.00
Healdsburg Hospital Healdsburg $219.30 $336.63 – $3,982.87

All California hospitals for this procedure →