MRI chest w IV cont at Providence Little Co of Mary Med Center San Pedro

1300 W 7th St, San Pedro, CA · Providence · · NPI 1942247291

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$2,061.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,889.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$747.39 with Aetna vs $2,272.29 with Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna All Commercial Plans $747.39 ↓ -64%
Aetna Medicare Managed Care Plan $1,008.25 ↓ -51%
Humana Medicare Managed Care Plan $1,028.42 ↓ -50%
Blue Cross Anthem Vivity City Of La Other Commercial Plan $1,056.32 ↓ -49%
Unitedhealthcare All Commercial Plans $1,089.31 ↓ -47%
Unitedhealthcare Select/Navigate Hmo $1,089.31 ↓ -47%
Caremore Medicare Managed Care Plan $1,109.08 ↓ -46%
Blue Shield Epn/Ifp Benefit Exchange $1,174.88 ↓ -43%
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $1,189.72 ↓ -42%
Blue Shield Tandem Ppo/Blue High Performance Ppo/Epo $1,271.71 ↓ -38%
La Care Health Plan Covered Ca Exchange $1,310.73 ↓ -36%
Blue Shield Ppo/Epo $1,420.18 ↓ -31%
Blue Shield Hmo $1,420.18 ↓ -31%
Healthnet Ambetter Hmo $1,865.27 ↓ -10%
Blue Cross All Commercial Plans $1,990.47 ↓ -3%
Healthnet Ambetter Ppo $2,157.66 ↑ +5%
Blue Shield Medicare Managed Care Plan $2,272.29 ↑ +10%

Visitor-reported prices

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MRI chest w IV cont at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,777.41 $566.02 – $3,165.24
Banner Lassen Medical Center Susanville $1,869.55 $158.01 – $2,609.30
Arroyo Grande Hospital Santa Maria $2,293.66 $374.13 – $4,805.92
Mark Twain Medical Center San Andreas $8,668.66 $374.13 – $3,209.50
French Hospital San Luis Obispo $1,830.25 $374.13 – $2,338.28
Mercy Hospitals – Bakersfield Bakersfield $1,200.93 $374.13 – $2,589.60
Bakersfield Memorial Hospital Bakersfield $1,187.98 $374.13 – $2,557.23
Providence St Joseph Hospital Eureka Eureka $3,994.32 $1,008.25 – $4,526.67

All California hospitals for this procedure →