Consult comp w/report rfrd material at Providence Little Co of Mary Med Center San Pedro

1300 W 7th St, San Pedro, CA · Providence · · NPI 1942247291

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.94 with Unitedhealthcare vs $468.93 with Healthnet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare All Commercial Plans $98.94
Unitedhealthcare Select/Navigate Hmo $98.94
Aetna Medicare Managed Care Plan $219.12
Humana Medicare Managed Care Plan $223.51
Blue Cross Anthem Vivity City Of La Other Commercial Plan $229.57
Caremore Medicare Managed Care Plan $241.04
Cigna Oa/Oap Hmo/Pos $244.35
Blue Cross Anthem Vivity Non City Of La Other Commercial Plan $258.56
Aetna All Commercial Plans $262.54
La Care Health Plan Covered Ca Exchange $284.86
Blue Cross All Commercial Plans $311.72
Cigna Ppo $325.52
Healthnet Ambetter Hmo $405.38
Healthnet Ambetter Ppo $468.93

Visitor-reported prices

visitor-reported
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Consult comp w/report rfrd material at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $76.38 $34.27 – $175.57
Petaluma Valley Hospital Petaluma $307.53 $98.94 – $494.67
Arroyo Grande Hospital Santa Maria $271.23 $145.61 – $621.03
French Hospital San Luis Obispo $248.42 $145.61 – $621.03
Mercy Hospitals – Bakersfield Bakersfield $51.20 $34.50 – $389.84
Bakersfield Memorial Hospital Bakersfield $50.65 $34.50 – $389.84
Queen of The Valley Medical Center Napa $402.90 $98.94 – $625.14
Providence St Joseph Hospital Eureka Eureka $226.44 $98.94 – $708.91

All California hospitals for this procedure →