Consult comp w/report rfrd material at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$51.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$138.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.50 with Western Growers vs $389.84 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Western Growers Commercial|All Plans $34.50 ↓ -33%
BCBS - Anthem Commercial|Exchange $43.47 ↓ -15%
CHN Sun View Commercial|All Plans $44.85 ↓ -12%
First Health Commercial|All Plans $48.30 ↓ -6%
Healthsmart Commercial|All Plans $52.44 ↑ +2%
MultiPlan Commercial|All Plans $55.20 ↑ +8%
BCBS - Anthem Commercial|All Other Plans $59.34 ↑ +16%
Care 1st Medicaid|< 21 $69.00 ↑ +35%
United Commercial|All Other Plans $69.00 ↑ +35%
United Commercial|HMO $69.00 ↑ +35%
United Commercial|Options PPO $69.00 ↑ +35%
United Commercial|Non-Options PPO $69.00 ↑ +35%
Health Net Medicaid|GemCare $69.00 ↑ +35%
Health Net Medicaid|Non-GemCare $69.00 ↑ +35%
Kaiser Medicare|All Plans $69.00 ↑ +35%
Kaiser Medicaid|< 21 $69.00 ↑ +35%
Kaiser Medicaid|> 21 $69.00 ↑ +35%
Molina Medicaid|> 21 $69.00 ↑ +35%
Care 1st Medicaid|> 21 $69.00 ↑ +35%
Humana Medicare|All Plans $69.00 ↑ +35%
Aetna Commercial|PPO $69.00 ↑ +35%
Aetna Medicare|All Plans $69.00 ↑ +35%
Aetna Commercial|HMO $69.00 ↑ +35%
Molina Medicaid|< 21 $69.00 ↑ +35%
Partnership Health Plan Medicaid|> 21 $69.00 ↑ +35%
HPN Medicare|All Plans $69.00 ↑ +35%
Kern Health System Medicaid|< 21 $69.00 ↑ +35%
Kern Health System Medicaid|> 21 $69.00 ↑ +35%
LA Care Medicaid|< 21 $69.00 ↑ +35%
LA Care Medicaid|> 21 $69.00 ↑ +35%
BCBS - Anthem Medicare|All Plans $69.00 ↑ +35%
BCBS - Anthem Commercial|MCS $69.00 ↑ +35%
BCBS - Anthem Medicaid|< 21 $69.00 ↑ +35%
BCBS - Anthem Medicaid|> 21 $69.00 ↑ +35%
Partnership Health Plan Medicaid|< 21 $69.00 ↑ +35%
HPN Commercial|All Plans $75.90 ↑ +48%
Kaiser Commercial|All Plans $154.56 ↑ +202%
Blue Shield CA Medicare|All Plans $217.73 ↑ +325%
United Medicare|All Plans $217.73 ↑ +325%
Cigna Commercial|PPO $389.84 ↑ +661%
Cigna Commercial|All Other Plans $389.84 ↑ +661%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Consult comp w/report rfrd material at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $50.65 $34.50 – $389.84
Banner Lassen Medical Center Susanville $76.38 $34.27 – $175.57
Petaluma Valley Hospital Petaluma $307.53 $98.94 – $494.67
Arroyo Grande Hospital Santa Maria $271.23 $145.61 – $621.03
French Hospital San Luis Obispo $248.42 $145.61 – $621.03
Queen of The Valley Medical Center Napa $402.90 $98.94 – $625.14
Providence St Joseph Hospital Eureka Eureka $226.44 $98.94 – $708.91
Redwood Memorial Hospital Fortuna $215.22 $710.57 – $710.57

All California hospitals for this procedure →