Insitu hybridization (fish) at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$155.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$396.55
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$106.21 with MHS HSPCC vs $689.73 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MHS HSPCC | Commercial|All Plans | $106.21 | ↓ -32% |
| Partnership Health Plan | Medicaid|> 21 | $133.38 | ↓ -14% |
| Partnership Health Plan | Medicaid|< 21 | $133.38 | ↓ -14% |
| CenCal | Medicaid|> 21 | $133.38 | ↓ -14% |
| CenCal | Medicaid|< 21 | $133.38 | ↓ -14% |
| BCBS - Anthem | Medicaid|All Plans | $133.38 | ↓ -14% |
| Molina | Medicaid|< 21 | $133.38 | ↓ -14% |
| Molina | Medicaid|> 21 | $133.38 | ↓ -14% |
| Health Net | Medicaid|> 21 | $164.06 | ↑ +6% |
| Health Net | Medicaid|< 21 | $164.06 | ↑ +6% |
| Western Growers | Commercial|All Plans | $196.68 | ↑ +27% |
| Alignment | Medicare|All Plans | $217.73 | ↑ +40% |
| Blue Shield CA | Medicare|All Plans | $217.73 | ↑ +40% |
| United | Medicare|All Plans | $217.73 | ↑ +40% |
| Health Net | Medicare|All Plans | $217.73 | ↑ +40% |
| Humana | Medicare|All Plans | $217.73 | ↑ +40% |
| Humana | Commercial|All Plans | $217.73 | ↑ +40% |
| Aetna | Medicare|All Plans | $217.73 | ↑ +40% |
| Kaiser | Medicare|All Plans | $217.73 | ↑ +40% |
| BCBS - Anthem | Medicare|All Plans | $217.73 | ↑ +40% |
| Health Net | Commercial|FFS | $220.29 | ↑ +42% |
| Kaiser | Commercial|All Plans | $243.89 | ↑ +57% |
| MHS Hospice | Commercial|All Plans | $331.11 | ↑ +113% |
| Healthsmart | Commercial|All Plans | $334.36 | ↑ +115% |
| First Health | Commercial|All Plans | $334.36 | ↑ +115% |
| United | Commercial|All Other Plans | $349.51 | ↑ +125% |
| United | Commercial|HMO | $349.51 | ↑ +125% |
| United | Commercial|Non-Options PPO | $349.51 | ↑ +125% |
| BCBS - Anthem | Commercial|Non-MCS | $369.76 | ↑ +138% |
| BCBS - Anthem | Commercial|MCS | $377.63 | ↑ +143% |
| MultiPlan | Commercial|All Plans | $385.50 | ↑ +148% |
| Aetna | Commercial|Gatekeeper | $393.36 | ↑ +153% |
| Aetna | Commercial|Non-Gatekeeper | $393.36 | ↑ +153% |
| Cigna | Commercial|PPO | $689.73 | ↑ +344% |
| Cigna | Commercial|All Other Plans | $689.73 | ↑ +344% |
Visitor-reported prices
Comments
Insitu hybridization (fish) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $224.70 | $48.06 – $604.18 |
| Arroyo Grande Hospital | Santa Maria | $169.73 | $133.38 – $586.71 |
| St. Mary Medical Center | Long Beach | $184.95 | $75.00 – $666.90 |
| Community Hospital San Bernardino | San Bernardino | $168.17 | $133.38 – $666.90 |
| Glendale Memorial Hospital Health Center | Glendale | $140.22 | $75.00 – $507.82 |
| St. Bernardine Medical Center | San Bernardino | $143.23 | $87.00 – $666.90 |
| Petaluma Valley Hospital | Petaluma | not published | $229.59 – $660.42 |
| Queen of The Valley Medical Center | Napa | not published | $241.90 – $834.60 |