Insitu hybridization (fish) at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$143.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$430.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.00 with Redlands vs $666.90 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $87.00 ↓ -39%
Kaiser Commercial|All Plans $90.00 ↓ -37%
LA Care Medicaid|< 21 $133.38 ↓ -7%
LA Care Medicaid|> 21 $133.38 ↓ -7%
Partnership Health Plan Medicaid|> 21 $133.38 ↓ -7%
Partnership Health Plan Medicaid|< 21 $133.38 ↓ -7%
BCBS - Anthem Commercial|Exchange $177.00 ↑ +24%
HPN Medicare|Senior $177.00 ↑ +24%
Kaiser Medicaid|All Plans $187.25 ↑ +31%
Molina Medicaid|< 21 $188.07 ↑ +31%
Molina Medicaid|> 21 $188.07 ↑ +31%
HPN Commercial|All Plans $189.00 ↑ +32%
HPN Medicaid|All Plans $195.67 ↑ +37%
First Health Commercial|All Plans $198.00 ↑ +38%
BCBS - Anthem Medicaid|All Plans $200.07 ↑ +40%
Health Net Medicaid|All Plans $201.79 ↑ +41%
United Medicare|All Plans $217.73 ↑ +52%
Humana Medicare|All Plans $217.73 ↑ +52%
First Health Medicare|All Plans $217.73 ↑ +52%
Molina Medicare|All Plans $217.73 ↑ +52%
Health Net Medicare|All Plans $217.73 ↑ +52%
Kaiser Medicare|All Plans $217.73 ↑ +52%
Central Health Plan Medicare|All Plans $217.73 ↑ +52%
BCBS - Anthem Medicare|All Plans $217.73 ↑ +52%
Blue Shield CA Medicare|All Other Plans $217.73 ↑ +52%
Scan Health Plan Medicare|All Plans $217.73 ↑ +52%
Inland Empire Health Plan Medicare|All Plans $217.73 ↑ +52%
Epic Health Medicare|All Plans $217.73 ↑ +52%
Patton Medicare|All Plans $217.73 ↑ +52%
MultiPlan Commercial|All Plans $240.00 ↑ +68%
Healthsmart Commercial|All Plans $246.00 ↑ +72%
BCBS - Anthem Commercial|Non-MCS PPO $252.00 ↑ +76%
BCBS - Anthem Commercial|Non-MCS HMO $252.00 ↑ +76%
Blue Shield CA Medicare|BlueShield Promise $255.00 ↑ +78%
Inland Empire Health Plan Medicaid|All Plans $266.76 ↑ +86%
Aetna Commercial|Gatekeeper $270.92 ↑ +89%
Aetna Commercial|Non-Gatekeeper $300.00 ↑ +109%
United Commercial|All Other Plans $300.00 ↑ +109%
BCBS - Anthem Commercial|MCS $300.00 ↑ +109%
United Commercial|HMO $300.00 ↑ +109%
DHMG Commercial|All Plans $315.71 ↑ +120%
IHCG Medicaid|All Plans $327.67 ↑ +129%
IHCG Medicare|All Plans $328.61 ↑ +129%
EPIC Health Commercial|All Plans $370.14 ↑ +158%
Naphcare Commercial|All Plans $424.57 ↑ +196%
Cigna Commercial|All Other Plans $653.17 ↑ +356%
Cigna Commercial|PPO $653.17 ↑ +356%
Care 1st Medicaid|All Plans $666.90 ↑ +366%

Visitor-reported prices

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Insitu hybridization (fish) at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $168.17 $133.38 – $666.90
St. John's Camarillo Hospital Camarillo $224.70 $48.06 – $604.18
Arroyo Grande Hospital Santa Maria $169.73 $133.38 – $586.71
French Hospital San Luis Obispo $155.45 $106.21 – $689.73
St. Mary Medical Center Long Beach $184.95 $75.00 – $666.90
Glendale Memorial Hospital Health Center Glendale $140.22 $75.00 – $507.82
Petaluma Valley Hospital Petaluma not published $229.59 – $660.42
Queen of The Valley Medical Center Napa not published $241.90 – $834.60

All California hospitals for this procedure →