Ins pm gen w/exist mlt leads at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$12,172.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$31,052.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$291.14 with BCBS - Anthem vs $30,430.96 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - Anthem | Medicaid|All Plans | $291.14 | ↓ -98% |
| Partnership Health Plan | Medicaid|> 21 | $291.14 | ↓ -98% |
| Partnership Health Plan | Medicaid|< 21 | $291.14 | ↓ -98% |
| Molina | Medicaid|< 21 | $291.14 | ↓ -98% |
| Molina | Medicaid|> 21 | $291.14 | ↓ -98% |
| CenCal | Medicaid|< 21 | $291.26 | ↓ -98% |
| CenCal | Medicaid|> 21 | $291.26 | ↓ -98% |
| Health Net | Medicaid|< 21 | $358.10 | ↓ -97% |
| Health Net | Medicaid|> 21 | $358.10 | ↓ -97% |
| Blue Shield CA | Commercial|Exchange | $4,152.00 | ↓ -66% |
| Aetna | Commercial|Gatekeeper | $5,077.00 | ↓ -58% |
| Aetna | Commercial|Non-Gatekeeper | $5,452.00 | ↓ -55% |
| Blue Shield CA | Commercial|FFS | $6,120.00 | ↓ -50% |
| BCBS - Anthem | Commercial|MCS | $7,439.00 | ↓ -39% |
| MHS HSPCC | Commercial|All Plans | $8,384.04 | ↓ -31% |
| Western Growers | Commercial|All Plans | $15,526.00 | ↑ +28% |
| Health Net | Commercial|FFS | $17,389.12 | ↑ +43% |
| Kaiser | Commercial|All Plans | $19,252.24 | ↑ +58% |
| Kaiser | Medicare|All Plans | $24,231.82 | ↑ +99% |
| BCBS - Anthem | Medicare|All Plans | $24,231.82 | ↑ +99% |
| Humana | Commercial|All Plans | $24,231.82 | ↑ +99% |
| Blue Shield CA | Medicare|All Plans | $24,231.82 | ↑ +99% |
| Health Net | Medicare|All Plans | $24,231.82 | ↑ +99% |
| United | Medicare|All Plans | $24,231.82 | ↑ +99% |
| Aetna | Medicare|All Plans | $24,231.82 | ↑ +99% |
| Humana | Medicare|All Plans | $24,231.82 | ↑ +99% |
| Alignment | Medicare|All Plans | $24,231.82 | ↑ +99% |
| First Health | Commercial|All Plans | $26,394.20 | ↑ +117% |
| Healthsmart | Commercial|All Plans | $26,394.20 | ↑ +117% |
| United | Commercial|Non-Options PPO | $28,567.84 | ↑ +135% |
| BCBS - Anthem | Commercial|Non-MCS | $30,430.96 | ↑ +150% |
| MultiPlan | Commercial|All Plans | $30,430.96 | ↑ +150% |
Visitor-reported prices
Comments
Ins pm gen w/exist mlt leads at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $10,877.73 | $440.46 – $46,866.74 |
| Arroyo Grande Hospital | Santa Maria | $10,986.34 | $291.14 – $25,155.62 |
| Bakersfield Memorial Hospital | Bakersfield | $10,768.89 | $291.14 – $24,231.82 |
| Queen of The Valley Medical Center | Napa | $23,962.86 | $5,592.00 – $89,248.00 |
| St. Joseph's Medical Center Stockton | Stockton | $8,284.92 | $291.14 – $27,058.16 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $19,013.28 | $5,171.00 – $45,831.45 |
| Mercy Medical Center Merced | Merced | $14,712.52 | $291.14 – $28,282.32 |
| Dominican Hospital | Santa Cruz | $1,811.25 | $291.14 – $12,598.25 |