Ins pm gen w/exist mlt leads at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$10,877.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$24,835.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$440.46 with Health Net vs $48,463.64 with Clinicas — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|< 21 | $440.46 | ↓ -96% |
| Health Net | Medicaid|> 21 | $440.46 | ↓ -96% |
| Gold Coast Health Plan | Medicaid|All Plans | $506.58 | ↓ -95% |
| Blue Shield CA | Commercial|EPN | $3,977.00 | ↓ -63% |
| BCBS - Anthem | Commercial|Exchange | $4,529.00 | ↓ -58% |
| Blue Shield CA | Commercial|FFS | $5,772.00 | ↓ -47% |
| BCBS - Anthem | Commercial|HMO | $6,264.00 | ↓ -42% |
| BCBS - Anthem | Commercial|HMO Non MCS | $6,264.00 | ↓ -42% |
| BCBS - Anthem | Commercial|DignityHealth | $6,705.45 | ↓ -38% |
| BCBS - Anthem | Commercial|PPO Non MCS | $7,549.00 | ↓ -31% |
| BCBS - Anthem | Commercial|Non-MCS | $7,549.00 | ↓ -31% |
| Aetna | Commercial|All Plans | $7,550.00 | ↓ -31% |
| BCBS - Anthem | Commercial|MCS | $10,984.00 | ↑ +1% |
| Western Growers | Commercial|All Plans | $13,659.25 | ↑ +26% |
| Kaiser | Commercial|All Plans | $15,397.70 | ↑ +42% |
| Ventura HP | Commercial|All Plans | $16,142.75 | ↑ +48% |
| First Health | Commercial|All Plans | $16,639.45 | ↑ +53% |
| Blue Shield CA | Medicare|Sea View | $17,384.50 | ↑ +60% |
| Aetna | Medicare|Sea View | $17,384.50 | ↑ +60% |
| United | Medicare|Sea View | $17,384.50 | ↑ +60% |
| Sea View | Commercial|All Plans | $17,384.50 | ↑ +60% |
| SeaView | Medicare|All Plans | $17,384.50 | ↑ +60% |
| MultiPlan | Commercial|All Plans | $19,371.30 | ↑ +78% |
| Health Net | Commercial|All Other Plans | $20,613.05 | ↑ +89% |
| Health Net | Commercial|Care Product | $24,186.00 | ↑ +122% |
| Blue Shield CA | Medicare|All Other Plans | $24,231.82 | ↑ +123% |
| United | Medicare|All Other Plans | $24,231.82 | ↑ +123% |
| United | Medicare|All Plans | $24,231.82 | ↑ +123% |
| Humana | Medicare|All Plans | $24,231.82 | ↑ +123% |
| Scan Health Plan | Medicare|All Other Plans | $24,231.82 | ↑ +123% |
| Scan Health Plan | Medicare|Sea View | $24,231.82 | ↑ +123% |
| Aetna | Medicare|All Other Plans | $24,231.82 | ↑ +123% |
| Kaiser | Medicare|All Plans | $24,231.82 | ↑ +123% |
| Health Net | Medicare|All Plans | $24,231.82 | ↑ +123% |
| Blue Shield CA | Medicare|All Plans | $24,231.82 | ↑ +123% |
| Aetna | Medicare|All Plans | $24,231.82 | ↑ +123% |
| Valley Care IPA | Commercial|All Plans | $24,231.82 | ↑ +123% |
| BCBS - Anthem | Medicare|All Plans | $24,231.82 | ↑ +123% |
| United | Commercial|Non-Options PPO | $24,835.00 | ↑ +128% |
| Clinicas | Commercial|All Plans | $46,866.74 | ↑ +331% |
| Clinicas | Medicaid|All Plans | $48,463.64 | ↑ +346% |
Visitor-reported prices
Comments
Ins pm gen w/exist mlt leads at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $10,986.34 | $291.14 – $25,155.62 |
| French Hospital | San Luis Obispo | $12,172.39 | $291.14 – $30,430.96 |
| Bakersfield Memorial Hospital | Bakersfield | $10,768.89 | $291.14 – $24,231.82 |
| Queen of The Valley Medical Center | Napa | $23,962.86 | $5,592.00 – $89,248.00 |
| St. Joseph's Medical Center Stockton | Stockton | $8,284.92 | $291.14 – $27,058.16 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $19,013.28 | $5,171.00 – $45,831.45 |
| Mercy Medical Center Merced | Merced | $14,712.52 | $291.14 – $28,282.32 |
| Dominican Hospital | Santa Cruz | $1,811.25 | $291.14 – $12,598.25 |