Compatibility test each unit immediate spin technique at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$67.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$450.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.65 with BC MEDI-CAL vs $493.03 with CENTIVO - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC MEDI-CAL BC MEDI-CAL $11.65 ↓ -83%
BLUE SHIELD EPN BLUE SHIELD EPN $106.24 ↑ +57%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $110.14 ↑ +63%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $110.14 ↑ +63%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $118.08 ↑ +75%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $118.08 ↑ +75%
AETNA- ALL PLANS AETNA- ALL PLANS $123.25 ↑ +83%
UHC JLL CSP UHC JLL CSP $132.10 ↑ +96%
UHC HMO UHC HMO $139.04 ↑ +106%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $139.04 ↑ +106%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $157.76 ↑ +134%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $160.00 ↑ +137%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $160.00 ↑ +137%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $160.00 ↑ +137%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $160.00 ↑ +137%
FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS $192.00 ↑ +184%
PHCS IP/OP ONLY-ALL PLANS PHCS IP/OP ONLY-ALL PLANS $208.00 ↑ +208%
KAISER MCR ADV IP/OP ONLY KAISER MCR ADV IP/OP ONLY $219.12 ↑ +225%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $219.12 ↑ +225%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $219.12 ↑ +225%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $219.12 ↑ +225%
HEALTHNET MCR ADV HEALTHNET MCR ADV $219.12 ↑ +225%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $219.12 ↑ +225%
UHC MCR ADV UHC MCR ADV $219.12 ↑ +225%
INTERPLAN IP/OP ONLY-ALL PLANS INTERPLAN IP/OP ONLY-ALL PLANS $224.00 ↑ +232%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $238.34 ↑ +253%
HERITAGE/HPN COMM HERITAGE/HPN COMM $238.40 ↑ +253%
INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS $256.00 ↑ +279%
AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS $256.00 ↑ +279%
THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS $256.00 ↑ +279%
AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS AMRCN INDIAN HLTH PROJ MCR ADV - ALL PLANS $262.95 ↑ +290%
BEECH STREET IP/OP ONLY- ALL PLANS BEECH STREET IP/OP ONLY- ALL PLANS $272.00 ↑ +303%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $284.86 ↑ +322%
GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS $288.00 ↑ +327%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $308.65 ↑ +357%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $342.94 ↑ +408%
OSCAR - ALL PLANS OSCAR - ALL PLANS $350.60 ↑ +419%
KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS KAISER COMM HMO IP/OP ONLY-ALL OTHER PLANS $376.89 ↑ +458%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $394.42 ↑ +484%
BLUE CROSS MCS BLUE CROSS MCS $411.54 ↑ +510%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $493.03 ↑ +630%

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Compatibility test each unit immediate spin technique at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $89.04 $96.29 – $217.73
Bakersfield Memorial Hospital Bakersfield $88.08 $66.09 – $217.73
Fresno Medical Center FRESNO $403.20 $184.00 – $184.00
St. John's Camarillo Hospital Camarillo $126.59 $9.45 – $93.64
Antioch Medical Center ANTIOCH $403.20 $184.00 – $184.00
Redwood City Medical Center Redwood City $403.20 $184.00 – $184.00
Santa Clara Medical Center SANTA CLARA $403.20 $184.00 – $184.00
Baldwin Park Medical Center BALDWIN PARK $358.80 $193.00 – $193.00

All California hospitals for this procedure →