Trauma partial team response w/critical care services level 4 at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$7,105.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21,337.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,030.33 with IHCG vs $19,144.32 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $1,030.33 ↓ -85%
IHCG Medicare|All Plans $1,033.27 ↓ -85%
Kaiser Medicaid|All Plans $1,445.85 ↓ -80%
Central Health Plan Medicare|All Plans $1,681.22 ↓ -76%
First Health Medicare|All Plans $1,681.22 ↓ -76%
Molina Medicare|All Plans $1,681.22 ↓ -76%
United Medicare|All Plans $1,681.22 ↓ -76%
Health Net Medicare|All Plans $1,681.22 ↓ -76%
Kaiser Medicare|All Plans $1,681.22 ↓ -76%
Humana Medicare|All Plans $1,681.22 ↓ -76%
BCBS - Anthem Medicare|All Plans $1,681.22 ↓ -76%
Blue Shield CA Medicare|All Other Plans $1,681.22 ↓ -76%
Scan Health Plan Medicare|All Plans $1,681.22 ↓ -76%
Inland Empire Health Plan Medicare|All Plans $1,681.22 ↓ -76%
Epic Health Medicare|All Plans $1,681.22 ↓ -76%
Patton Medicare|All Plans $1,681.22 ↓ -76%
DHMG Commercial|All Plans $2,437.77 ↓ -66%
EPIC Health Commercial|All Plans $2,858.07 ↓ -60%
Naphcare Commercial|All Plans $3,278.38 ↓ -54%
BCBS - Anthem Medicaid|All Plans $4,294.00 ↓ -40%
Redlands Commercial|All Plans $5,783.18 ↓ -19%
Kaiser Commercial|All Plans $5,982.60 ↓ -16%
Molina Medicaid|< 21 $7,179.12 ↑ +1%
Molina Medicaid|> 21 $7,179.12 ↑ +1%
United Commercial|All Other Plans $9,173.32 ↑ +29%
HPN Medicare|Senior $11,765.78 ↑ +66%
HPN Commercial|All Plans $12,563.46 ↑ +77%
First Health Commercial|All Plans $13,161.72 ↑ +85%
MultiPlan Commercial|All Plans $15,953.60 ↑ +125%
Healthsmart Commercial|All Plans $16,352.44 ↑ +130%
Blue Shield CA Medicare|BlueShield Promise $16,950.70 ↑ +139%
United Commercial|HMO $19,144.32 ↑ +169%

Visitor-reported prices

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Trauma partial team response w/critical care services level 4 at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $8,342.77 $1,681.22 – $19,942.00
Redwood City Medical Center Redwood City $12,658.80 not published
Santa Clara Medical Center SANTA CLARA $12,658.80 not published
Sacramento Medical Center SACRAMENTO $12,658.80 not published
Oakland Medical Center Oakland $12,658.80 not published
Walnut Creek Medical Center WALNUT CREEK $12,658.80 not published
Arroyo Grande Hospital Santa Maria $5,941.07 $1,681.22 – $13,603.38
French Hospital San Luis Obispo $5,441.36 $1,681.22 – $12,833.10

All California hospitals for this procedure →