Trauma partial team response w/critical care services level 4 at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$7,105.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$21,337.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,030.33 with IHCG vs $19,144.32 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $1,030.33 | ↓ -85% |
| IHCG | Medicare|All Plans | $1,033.27 | ↓ -85% |
| Kaiser | Medicaid|All Plans | $1,445.85 | ↓ -80% |
| Central Health Plan | Medicare|All Plans | $1,681.22 | ↓ -76% |
| First Health | Medicare|All Plans | $1,681.22 | ↓ -76% |
| Molina | Medicare|All Plans | $1,681.22 | ↓ -76% |
| United | Medicare|All Plans | $1,681.22 | ↓ -76% |
| Health Net | Medicare|All Plans | $1,681.22 | ↓ -76% |
| Kaiser | Medicare|All Plans | $1,681.22 | ↓ -76% |
| Humana | Medicare|All Plans | $1,681.22 | ↓ -76% |
| BCBS - Anthem | Medicare|All Plans | $1,681.22 | ↓ -76% |
| Blue Shield CA | Medicare|All Other Plans | $1,681.22 | ↓ -76% |
| Scan Health Plan | Medicare|All Plans | $1,681.22 | ↓ -76% |
| Inland Empire Health Plan | Medicare|All Plans | $1,681.22 | ↓ -76% |
| Epic Health | Medicare|All Plans | $1,681.22 | ↓ -76% |
| Patton | Medicare|All Plans | $1,681.22 | ↓ -76% |
| DHMG | Commercial|All Plans | $2,437.77 | ↓ -66% |
| EPIC Health | Commercial|All Plans | $2,858.07 | ↓ -60% |
| Naphcare | Commercial|All Plans | $3,278.38 | ↓ -54% |
| BCBS - Anthem | Medicaid|All Plans | $4,294.00 | ↓ -40% |
| Redlands | Commercial|All Plans | $5,783.18 | ↓ -19% |
| Kaiser | Commercial|All Plans | $5,982.60 | ↓ -16% |
| Molina | Medicaid|< 21 | $7,179.12 | ↑ +1% |
| Molina | Medicaid|> 21 | $7,179.12 | ↑ +1% |
| United | Commercial|All Other Plans | $9,173.32 | ↑ +29% |
| HPN | Medicare|Senior | $11,765.78 | ↑ +66% |
| HPN | Commercial|All Plans | $12,563.46 | ↑ +77% |
| First Health | Commercial|All Plans | $13,161.72 | ↑ +85% |
| MultiPlan | Commercial|All Plans | $15,953.60 | ↑ +125% |
| Healthsmart | Commercial|All Plans | $16,352.44 | ↑ +130% |
| Blue Shield CA | Medicare|BlueShield Promise | $16,950.70 | ↑ +139% |
| United | Commercial|HMO | $19,144.32 | ↑ +169% |
Visitor-reported prices
Comments
Trauma partial team response w/critical care services level 4 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $8,342.77 | $1,681.22 – $19,942.00 |
| Redwood City Medical Center | Redwood City | $12,658.80 | not published |
| Santa Clara Medical Center | SANTA CLARA | $12,658.80 | not published |
| Sacramento Medical Center | SACRAMENTO | $12,658.80 | not published |
| Oakland Medical Center | Oakland | $12,658.80 | not published |
| Walnut Creek Medical Center | WALNUT CREEK | $12,658.80 | not published |
| Arroyo Grande Hospital | Santa Maria | $5,941.07 | $1,681.22 – $13,603.38 |
| French Hospital | San Luis Obispo | $5,441.36 | $1,681.22 – $12,833.10 |