Trauma partial team response w/critical care services level 4 at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,441.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,881.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,041.13 with MHS Hospice vs $12,833.10 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS Hospice Commercial|All Plans $1,041.13 ↓ -81%
Humana Medicare|All Plans $1,681.22 ↓ -69%
Humana Commercial|All Plans $1,681.22 ↓ -69%
Aetna Medicare|All Plans $1,681.22 ↓ -69%
Blue Shield CA Medicare|All Plans $1,681.22 ↓ -69%
United Medicare|All Plans $1,681.22 ↓ -69%
Alignment Medicare|All Plans $1,681.22 ↓ -69%
Health Net Medicare|All Plans $1,681.22 ↓ -69%
Kaiser Medicare|All Plans $1,681.22 ↓ -69%
BCBS - Anthem Medicare|All Plans $1,681.22 ↓ -69%
MHS HSPCC Commercial|All Plans $3,535.65 ↓ -35%
Western Growers Commercial|All Plans $6,547.50 ↑ +20%
Health Net Commercial|FFS $7,333.20 ↑ +35%
Kaiser Commercial|All Plans $8,118.90 ↑ +49%
First Health Commercial|All Plans $11,130.75 ↑ +105%
Healthsmart Commercial|All Plans $11,130.75 ↑ +105%
United Commercial|Non-Options PPO $12,047.40 ↑ +121%
MultiPlan Commercial|All Plans $12,833.10 ↑ +136%

Visitor-reported prices

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Trauma partial team response w/critical care services level 4 at other California hospitals

Hospital City Cash price Negotiated range
Redwood City Medical Center Redwood City $12,658.80 not published
Santa Clara Medical Center SANTA CLARA $12,658.80 not published
Sacramento Medical Center SACRAMENTO $12,658.80 not published
Oakland Medical Center Oakland $12,658.80 not published
Walnut Creek Medical Center WALNUT CREEK $12,658.80 not published
Arroyo Grande Hospital Santa Maria $5,941.07 $1,681.22 – $13,603.38
Queen of The Valley Medical Center Napa $40,295.10 $1,892.55 – $1,892.55
Providence St Joseph Hospital Eureka Eureka $39,478.08 $1,714.34 – $1,714.34

All California hospitals for this procedure →