Pq dr cath chg w cont s&i at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$512.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,540.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$97.15 with Partnership Health Plan vs $577.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $97.15 ↓ -81%
LA Care Medicaid|> 21 $97.15 ↓ -81%
LA Care Medicaid|< 21 $97.15 ↓ -81%
Partnership Health Plan Medicaid|> 21 $97.15 ↓ -81%
Molina Medicaid|< 21 $136.98 ↓ -73%
Molina Medicaid|> 21 $136.98 ↓ -73%
HPN Medicaid|All Plans $142.52 ↓ -72%
BCBS - Anthem Medicaid|All Plans $145.73 ↓ -72%
Health Net Medicaid|All Plans $146.97 ↓ -71%
Redlands Commercial|All Plans $167.33 ↓ -67%
Kaiser Commercial|All Plans $173.10 ↓ -66%
Inland Empire Health Plan Medicaid|All Plans $194.30 ↓ -62%
Aetna Commercial|Gatekeeper $247.69 ↓ -52%
United Commercial|All Other Plans $265.42 ↓ -48%
Aetna Commercial|Non-Gatekeeper $292.62 ↓ -43%
BCBS - Anthem Commercial|Exchange $340.43 ↓ -34%
HPN Medicare|Senior $340.43 ↓ -34%
HPN Commercial|All Plans $363.51 ↓ -29%
First Health Commercial|All Plans $380.82 ↓ -26%
MultiPlan Commercial|All Plans $461.60 ↓ -10%
Healthsmart Commercial|All Plans $473.14 ↓ -8%
BCBS - Anthem Commercial|Non-MCS PPO $484.68 ↓ -5%
BCBS - Anthem Commercial|Non-MCS HMO $484.68 ↓ -5%
Care 1st Medicaid|All Plans $485.75 ↓ -5%
Blue Shield CA Medicare|BlueShield Promise $490.45 ↓ -4%
United Commercial|HMO $553.92 ↑ +8%
BCBS - Anthem Commercial|MCS $577.00 ↑ +13%

Visitor-reported prices

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Pq dr cath chg w cont s&i at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $319.06 $97.15 – $792.00
St. John's Camarillo Hospital Camarillo $309.23 $146.97 – $550.68
Arroyo Grande Hospital Santa Maria $977.98 $97.15 – $2,239.30
French Hospital San Luis Obispo $895.72 $97.15 – $2,239.30
Mercy Hospitals – Bakersfield Bakersfield $1,532.23 $97.15 – $1,261.60
Bakersfield Memorial Hospital Bakersfield $1,515.71 $97.15 – $3,968.91
Providence St Joseph Hospital Eureka Eureka $1,885.98 $654.01 – $654.01
St. Joseph's Medical Center Stockton Stockton $926.99 $97.15 – $1,270.92

All California hospitals for this procedure →