Pq dr cath chg w cont s&i at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$895.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,285.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$97.15 with CenCal vs $2,239.30 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|< 21 $97.15 ↓ -89%
Partnership Health Plan Medicaid|> 21 $97.15 ↓ -89%
BCBS - Anthem Medicaid|All Plans $97.15 ↓ -89%
Partnership Health Plan Medicaid|< 21 $97.15 ↓ -89%
CenCal Medicaid|> 21 $97.15 ↓ -89%
Molina Medicaid|< 21 $97.15 ↓ -89%
Molina Medicaid|> 21 $97.15 ↓ -89%
Health Net Medicaid|< 21 $119.49 ↓ -87%
Health Net Medicaid|> 21 $119.49 ↓ -87%
Aetna Commercial|Gatekeeper $421.42 ↓ -53%
MHS HSPCC Commercial|All Plans $616.95 ↓ -31%
BCBS - Anthem Commercial|MCS $808.81 ↓ -10%
Aetna Commercial|Non-Gatekeeper $823.82 ↓ -8%
BCBS - Anthem Commercial|Non-MCS $826.25 ↓ -8%
Western Growers Commercial|All Plans $1,142.50 ↑ +28%
Health Net Commercial|FFS $1,279.60 ↑ +43%
Kaiser Commercial|All Plans $1,416.70 ↑ +58%
Healthsmart Commercial|All Plans $1,942.25 ↑ +117%
First Health Commercial|All Plans $1,942.25 ↑ +117%
United Commercial|Non-Options PPO $2,102.20 ↑ +135%
MultiPlan Commercial|All Plans $2,239.30 ↑ +150%

Visitor-reported prices

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Pq dr cath chg w cont s&i at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $309.23 $146.97 – $550.68
Arroyo Grande Hospital Santa Maria $977.98 $97.15 – $2,239.30
Mercy Hospitals – Bakersfield Bakersfield $1,532.23 $97.15 – $1,261.60
Bakersfield Memorial Hospital Bakersfield $1,515.71 $97.15 – $3,968.91
Providence St Joseph Hospital Eureka Eureka $1,885.98 $654.01 – $654.01
St. Joseph's Medical Center Stockton Stockton $926.99 $97.15 – $1,270.92
Santa Rosa Memorial Hospital Santa Rosa $1,148.01 $490.66 – $556.36
Providence Mission Hospital - Mission Viejo Mission Viejo $1,131.84 $453.58 – $732.31

All California hospitals for this procedure →