Nr lnr acclrtr tx max 5 sessions at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$1,856.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,574.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$958.06 with Partnership Health Plan vs $5,574.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|> 21 | $958.06 | ↓ -48% |
| Partnership Health Plan | Medicaid|< 21 | $958.06 | ↓ -48% |
| LA Care | Medicaid|< 21 | $958.06 | ↓ -48% |
| LA Care | Medicaid|> 21 | $958.06 | ↓ -48% |
| Redlands | Commercial|All Plans | $1,114.80 | ↓ -40% |
| Molina | Medicaid|< 21 | $1,350.86 | ↓ -27% |
| Molina | Medicaid|> 21 | $1,350.86 | ↓ -27% |
| HPN | Medicaid|All Plans | $1,405.47 | ↓ -24% |
| BCBS - Anthem | Medicaid|All Plans | $1,437.09 | ↓ -23% |
| Health Net | Medicaid|All Plans | $1,449.44 | ↓ -22% |
| IHCG | Medicaid|All Plans | $1,635.72 | ↓ -12% |
| IHCG | Medicare|All Plans | $1,640.38 | ↓ -12% |
| Kaiser | Commercial|All Plans | $1,672.20 | ↓ -10% |
| Inland Empire Health Plan | Medicaid|All Plans | $1,916.12 | ↑ +3% |
| Kaiser | Medicaid|All Plans | $1,918.71 | ↑ +3% |
| Inland Empire Health Plan | Medicare|All Plans | $2,231.06 | ↑ +20% |
| Epic Health | Medicare|All Plans | $2,231.06 | ↑ +20% |
| Patton | Medicare|All Plans | $2,231.06 | ↑ +20% |
| Humana | Medicare|All Plans | $2,231.06 | ↑ +20% |
| First Health | Medicare|All Plans | $2,231.06 | ↑ +20% |
| Molina | Medicare|All Plans | $2,231.06 | ↑ +20% |
| United | Medicare|All Plans | $2,231.06 | ↑ +20% |
| Health Net | Medicare|All Plans | $2,231.06 | ↑ +20% |
| Kaiser | Medicare|All Plans | $2,231.06 | ↑ +20% |
| Central Health Plan | Medicare|All Plans | $2,231.06 | ↑ +20% |
| BCBS - Anthem | Medicare|All Plans | $2,231.06 | ↑ +20% |
| Blue Shield CA | Medicare|All Other Plans | $2,231.06 | ↑ +20% |
| Scan Health Plan | Medicare|All Plans | $2,231.06 | ↑ +20% |
| DHMG | Commercial|All Plans | $3,235.04 | ↑ +74% |
| BCBS - Anthem | Commercial|Exchange | $3,288.66 | ↑ +77% |
| HPN | Medicare|Senior | $3,288.66 | ↑ +77% |
| HPN | Commercial|All Plans | $3,511.62 | ↑ +89% |
| First Health | Commercial|All Plans | $3,678.84 | ↑ +98% |
| EPIC Health | Commercial|All Plans | $3,792.80 | ↑ +104% |
| Cigna | Commercial|PPO | $4,069.02 | ↑ +119% |
| Cigna | Commercial|All Other Plans | $4,069.02 | ↑ +119% |
| Naphcare | Commercial|All Plans | $4,350.57 | ↑ +134% |
| MultiPlan | Commercial|All Plans | $4,459.20 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $4,570.68 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $4,682.16 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $4,682.16 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $4,737.90 | ↑ +155% |
| Care 1st | Medicaid|All Plans | $4,790.30 | ↑ +158% |
| Aetna | Commercial|Gatekeeper | $4,961.41 | ↑ +167% |
| United | Commercial|HMO | $5,574.00 | ↑ +200% |
| BCBS - Anthem | Commercial|MCS | $5,574.00 | ↑ +200% |
| United | Commercial|All Other Plans | $5,574.00 | ↑ +200% |
| Aetna | Commercial|Non-Gatekeeper | $5,574.00 | ↑ +200% |
Visitor-reported prices
Comments
Nr lnr acclrtr tx max 5 sessions at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $5,271.33 | $1,449.44 – $10,470.45 |
| Arroyo Grande Hospital | Santa Maria | $3,488.20 | $958.06 – $11,311.00 |
| Queen of The Valley Medical Center | Napa | $4,855.71 | $2,538.79 – $12,188.69 |
| Providence St Joseph Hospital Eureka | Eureka | $5,990.97 | $2,299.73 – $13,822.05 |
| St. Joseph's Medical Center Stockton | Stockton | $1,698.15 | $958.06 – $5,776.00 |
| Santa Rosa Memorial Hospital | Santa Rosa | $11,593.83 | $2,488.01 – $10,369.65 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $3,825.12 | $1,954.77 – $4,254.51 |
| Mercy Medical Center Merced | Merced | $6,164.04 | $958.06 – $11,969.00 |