Nr lnr acclrtr tx max 5 sessions at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6,164.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,969.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$958.06 with Partnership Health Plan vs $13,178.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $958.06 ↓ -84%
Kern Health System Medicaid|< 21 $958.06 ↓ -84%
Partnership Health Plan Medicaid|> 21 $958.06 ↓ -84%
Health Plan of San Joaquin Medicaid|> 21 $958.06 ↓ -84%
Health Plan of San Joaquin Medicaid|< 21 $958.06 ↓ -84%
Kaiser Medicaid|< 21 $958.06 ↓ -84%
Kaiser Medicaid|> 21 $958.06 ↓ -84%
Inland Empire Health Plan Medicaid|> 21 $958.06 ↓ -84%
Central California Alliance for Health Medicaid|All Plans $958.06 ↓ -84%
California Health & Wellness Medicaid|> 21 $958.06 ↓ -84%
Molina Medicaid|< 21 $958.06 ↓ -84%
Molina Medicaid|> 21 $958.06 ↓ -84%
California Health & Wellness Medicaid|< 21 $958.06 ↓ -84%
Inland Empire Health Plan Medicaid|< 21 $958.06 ↓ -84%
Kern Health System Medicaid|> 21 $958.06 ↓ -84%
BCBS - Anthem Medicaid|< 21 $1,101.77 ↓ -82%
BCBS - Anthem Medicaid|> 21 $1,101.77 ↓ -82%
Health Net Medicaid|All Plans $2,069.41 ↓ -66%
Humana Medicare|All Plans $2,231.06 ↓ -64%
Aetna Medicare|All Plans $2,231.06 ↓ -64%
United Medicare|All Plans $2,231.06 ↓ -64%
Health Net Medicare|All Plans $2,231.06 ↓ -64%
Kaiser Medicare|All Plans $2,231.06 ↓ -64%
BCBS - Anthem Medicare|All Plans $2,231.06 ↓ -64%
Blue Shield CA Medicare|All Plans $2,231.06 ↓ -64%
Scan Health Plan Medicare|All Plans $2,231.06 ↓ -64%
LA Care Medicare|All Plans $2,231.06 ↓ -64%
Allcare Commercial|All Plans $2,323.57 ↓ -62%
Healthsmart Commercial|All Plans $7,181.40 ↑ +17%
Cigna Commercial|PPO $7,779.85 ↑ +26%
Cigna Commercial|All Other Plans $7,779.85 ↑ +26%
BCBS - Anthem Commercial|Exchange $8,138.92 ↑ +32%
Kaiser Commercial|All Plans $8,258.61 ↑ +34%
Aetna Commercial|HMO $9,333.04 ↑ +51%
Aetna Commercial|All Other Plans $9,333.04 ↑ +51%
Aetna Commercial|PPO $9,333.04 ↑ +51%
First Health Commercial|All Plans $9,575.20 ↑ +55%
BCBS - Anthem Commercial|All Other Plans $10,652.41 ↑ +73%
MultiPlan Commercial|All Plans $11,250.86 ↑ +83%
United Commercial|HMO $11,969.00 ↑ +94%
United Commercial|Options PPO $11,969.00 ↑ +94%
BCBS - Anthem Commercial|MCS $11,969.00 ↑ +94%
United Commercial|All Other Plans $11,969.00 ↑ +94%
United Commercial|Non-Options PPO $13,178.00 ↑ +114%

Visitor-reported prices

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Nr lnr acclrtr tx max 5 sessions at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $5,271.33 $1,449.44 – $10,470.45
Arroyo Grande Hospital Santa Maria $3,488.20 $958.06 – $11,311.00
Queen of The Valley Medical Center Napa $4,855.71 $2,538.79 – $12,188.69
Providence St Joseph Hospital Eureka Eureka $5,990.97 $2,299.73 – $13,822.05
St. Joseph's Medical Center Stockton Stockton $1,698.15 $958.06 – $5,776.00
Santa Rosa Memorial Hospital Santa Rosa $11,593.83 $2,488.01 – $10,369.65
Providence Mission Hospital - Mission Viejo Mission Viejo $3,825.12 $1,954.77 – $4,254.51
Northridge Hospital Medical Center Northridge $5,372.15 $958.06 – $19,255.00

All California hospitals for this procedure →