MRI tmj at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$319.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$960.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$215.55 with IHCG vs $5,215.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $215.55 ↓ -33%
IHCG Medicare|All Plans $216.17 ↓ -32%
Kaiser Medicaid|All Plans $264.13 ↓ -17%
Redlands Commercial|All Plans $278.40 ↓ -13%
Kaiser Commercial|All Plans $288.00 ↓ -10%
BCBS - Anthem Medicare|All Plans $307.13 ↓ -4%
First Health Medicare|All Plans $307.13 ↓ -4%
Molina Medicare|All Plans $307.13 ↓ -4%
United Medicare|All Plans $307.13 ↓ -4%
Health Net Medicare|All Plans $307.13 ↓ -4%
Kaiser Medicare|All Plans $307.13 ↓ -4%
Central Health Plan Medicare|All Plans $307.13 ↓ -4%
Humana Medicare|All Plans $307.13 ↓ -4%
Blue Shield CA Medicare|All Other Plans $307.13 ↓ -4%
Scan Health Plan Medicare|All Plans $307.13 ↓ -4%
Inland Empire Health Plan Medicare|All Plans $307.13 ↓ -4%
Epic Health Medicare|All Plans $307.13 ↓ -4%
Patton Medicare|All Plans $307.13 ↓ -4%
DHMG Commercial|All Plans $445.34 ↑ +39%
United Commercial|HMO $517.79 ↑ +62%
United Commercial|All Other Plans $517.79 ↑ +62%
EPIC Health Commercial|All Plans $522.12 ↑ +63%
HPN Medicare|Senior $566.40 ↑ +77%
Naphcare Commercial|All Plans $598.90 ↑ +87%
HPN Commercial|All Plans $604.80 ↑ +89%
First Health Commercial|All Plans $633.60 ↑ +98%
Blue Shield CA Medicare|BlueShield Promise $735.00 ↑ +130%
MultiPlan Commercial|All Plans $768.00 ↑ +140%
Healthsmart Commercial|All Plans $787.20 ↑ +146%
PrimeCare Medicare|All Plans $820.00 ↑ +157%
Aetna Commercial|Gatekeeper $960.00 ↑ +200%
Aetna Commercial|Non-Gatekeeper $960.00 ↑ +200%
PrimeCare Commercial|All Plans $960.00 ↑ +200%
Cigna Commercial|All Other Plans $1,004.00 ↑ +214%
Cigna Commercial|PPO $1,004.00 ↑ +214%
BCBS - Anthem Commercial|Exchange $2,267.00 ↑ +609%
BCBS - Anthem Commercial|Non-MCS PPO $3,239.00 ↑ +913%
BCBS - Anthem Commercial|Non-MCS HMO $3,239.00 ↑ +913%
BCBS - Anthem Commercial|MCS $5,215.00 ↑ +1531%

Visitor-reported prices

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MRI tmj at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $297.95 $307.13 – $1,004.00
St. John's Camarillo Hospital Camarillo $2,440.98 $307.13 – $4,346.94
Petaluma Valley Hospital Petaluma $4,502.79 $321.54 – $2,293.58
Arroyo Grande Hospital Santa Maria $2,140.86 $307.13 – $4,447.24
Mark Twain Medical Center San Andreas $9,862.13 $963.66 – $3,650.50
French Hospital San Luis Obispo $1,626.80 $307.13 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $1,300.36 $307.13 – $2,804.00
Bakersfield Memorial Hospital Bakersfield $1,286.34 $307.13 – $2,768.95

All California hospitals for this procedure →