MRI tmj at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,626.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,150.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.26 with MHS Hospice vs $2,474.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS Hospice Commercial|All Plans $272.26 ↓ -83%
Humana Medicare|All Plans $307.13 ↓ -81%
Humana Commercial|All Plans $307.13 ↓ -81%
Aetna Medicare|All Plans $307.13 ↓ -81%
Blue Shield CA Medicare|All Plans $307.13 ↓ -81%
Alignment Medicare|All Plans $307.13 ↓ -81%
BCBS - Anthem Medicare|All Plans $307.13 ↓ -81%
Kaiser Medicare|All Plans $307.13 ↓ -81%
Health Net Medicare|All Plans $307.13 ↓ -81%
United Medicare|All Plans $307.13 ↓ -81%
MHS HSPCC Commercial|All Plans $347.49 ↓ -79%
United Commercial|All Other Plans $517.79 ↓ -68%
United Commercial|HMO $517.79 ↓ -68%
United Commercial|Non-Options PPO $517.79 ↓ -68%
Western Growers Commercial|All Plans $643.50 ↓ -60%
Health Net Commercial|FFS $720.72 ↓ -56%
Kaiser Commercial|All Plans $797.94 ↓ -51%
Healthsmart Commercial|All Plans $1,093.95 ↓ -33%
First Health Commercial|All Plans $1,093.95 ↓ -33%
MultiPlan Commercial|All Plans $1,261.26 ↓ -22%
Aetna Commercial|Non-Gatekeeper $1,287.00 ↓ -21%
Aetna Commercial|Gatekeeper $1,287.00 ↓ -21%
Cigna Commercial|PPO $2,111.00 ↑ +30%
Cigna Commercial|All Other Plans $2,111.00 ↑ +30%
BCBS - Anthem Commercial|MCS $2,422.00 ↑ +49%
BCBS - Anthem Commercial|Non-MCS $2,474.00 ↑ +52%

Visitor-reported prices

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MRI tmj at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,440.98 $307.13 – $4,346.94
Petaluma Valley Hospital Petaluma $4,502.79 $321.54 – $2,293.58
Arroyo Grande Hospital Santa Maria $2,140.86 $307.13 – $4,447.24
Mark Twain Medical Center San Andreas $9,862.13 $963.66 – $3,650.50
Mercy Hospitals – Bakersfield Bakersfield $1,300.36 $307.13 – $2,804.00
Bakersfield Memorial Hospital Bakersfield $1,286.34 $307.13 – $2,768.95
Queen of The Valley Medical Center Napa $3,974.43 $338.78 – $2,898.51
Providence St Joseph Hospital Eureka Eureka $3,408.33 $306.88 – $3,286.93

All California hospitals for this procedure →