MRI guid ndl plc s&i at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$647.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,945.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$366.76 with Partnership Health Plan vs $1,945.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $366.76 | ↓ -43% |
| LA Care | Medicaid|> 21 | $366.76 | ↓ -43% |
| LA Care | Medicaid|< 21 | $366.76 | ↓ -43% |
| Partnership Health Plan | Medicaid|> 21 | $366.76 | ↓ -43% |
| Molina | Medicaid|< 21 | $517.13 | ↓ -20% |
| Molina | Medicaid|> 21 | $517.13 | ↓ -20% |
| HPN | Medicaid|All Plans | $538.04 | ↓ -17% |
| BCBS - Anthem | Medicaid|All Plans | $550.14 | ↓ -15% |
| Health Net | Medicaid|All Plans | $554.87 | ↓ -14% |
| Redlands | Commercial|All Plans | $564.05 | ↓ -13% |
| Kaiser | Commercial|All Plans | $583.50 | ↓ -10% |
| Inland Empire Health Plan | Medicaid|All Plans | $733.52 | ↑ +13% |
| Blue Shield CA | Medicare|BlueShield Promise | $735.00 | ↑ +13% |
| PrimeCare | Medicare|All Plans | $820.00 | ↑ +27% |
| United | Commercial|All Other Plans | $894.70 | ↑ +38% |
| Cigna | Commercial|All Other Plans | $1,004.00 | ↑ +55% |
| Cigna | Commercial|PPO | $1,004.00 | ↑ +55% |
| Aetna | Commercial|Gatekeeper | $1,141.35 | ↑ +76% |
| BCBS - Anthem | Commercial|Exchange | $1,147.55 | ↑ +77% |
| HPN | Medicare|Senior | $1,147.55 | ↑ +77% |
| PrimeCare | Commercial|All Plans | $1,186.00 | ↑ +83% |
| HPN | Commercial|All Plans | $1,225.35 | ↑ +89% |
| First Health | Commercial|All Plans | $1,283.70 | ↑ +98% |
| Aetna | Commercial|Non-Gatekeeper | $1,348.38 | ↑ +108% |
| MultiPlan | Commercial|All Plans | $1,556.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $1,594.90 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,633.80 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,633.80 | ↑ +152% |
| Care 1st | Medicaid|All Plans | $1,833.80 | ↑ +183% |
| United | Commercial|HMO | $1,867.20 | ↑ +188% |
| BCBS - Anthem | Commercial|MCS | $1,945.00 | ↑ +200% |
Visitor-reported prices
Comments
MRI guid ndl plc s&i at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $737.43 | $366.76 – $1,886.00 |
| Banner Lassen Medical Center | Susanville | $571.98 | $337.43 – $798.31 |
| Arroyo Grande Hospital | Santa Maria | $1,959.82 | $366.76 – $4,487.42 |
| Mark Twain Medical Center | San Andreas | $5,260.74 | $366.76 – $2,298.10 |
| French Hospital | San Luis Obispo | $435.52 | $299.97 – $2,111.00 |
| Queen of The Valley Medical Center | Napa | $3,989.73 | $2,511.83 – $3,353.21 |
| Santa Rosa Memorial Hospital | Santa Rosa | $2,310.81 | $2,563.69 – $2,852.78 |
| Providence Mission Hospital - Mission Viejo | Mission Viejo | $2,454.72 | $1,837.14 – $4,257.80 |