MRI guid ndl plc s&i at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$737.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,886.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$366.76 with Kaiser vs $1,886.00 with SBMG — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|> 21 $366.76 ↓ -50%
LA Care Medicaid|> 21 $366.76 ↓ -50%
LA Care Medicaid|< 21 $366.76 ↓ -50%
Partnership Health Plan Medicaid|> 21 $366.76 ↓ -50%
Partnership Health Plan Medicaid|< 21 $366.76 ↓ -50%
Kaiser Medicaid|< 21 $366.76 ↓ -50%
Molina Medicaid|All Plans $513.46 ↓ -30%
HPN Medicaid|All Plans $538.04 ↓ -27%
BCBS - Anthem Medicaid|All Plans $550.14 ↓ -25%
Health Net Medicaid|< 21 $554.87 ↓ -25%
Health Net Medicaid|> 21 $554.87 ↓ -25%
Aetna Commercial|Gatekeeper $643.87 ↓ -13%
Inland Empire Health Plan Medicaid|All Plans $733.52 ↓ -1%
Aetna Commercial|Non-Gatekeeper $773.52 ↑ +5%
Blue Shield CA Medicare|BlueShield Promise $779.00 ↑ +6%
PrimeCare Medicare|All Plans $796.00 ↑ +8%
PrimeCare Commercial|All Plans $899.00 ↑ +22%
United Commercial|All Other Plans $980.72 ↑ +33%
Cigna Commercial|PPO $1,004.00 ↑ +36%
Cigna Commercial|All Other Plans $1,004.00 ↑ +36%
HPN Medicare|Senior $1,037.30 ↑ +41%
HPN Commercial|All Plans $1,093.88 ↑ +48%
Magellan Commercial|All Plans $1,131.60 ↑ +53%
Kaiser Commercial|All Plans $1,169.32 ↑ +59%
First Health Commercial|All Plans $1,320.20 ↑ +79%
BCBS - Anthem Commercial|All Other Plans $1,376.78 ↑ +87%
MultiPlan Commercial|All Plans $1,508.80 ↑ +105%
BCBS - Anthem Commercial|MCS $1,716.26 ↑ +133%
United Commercial|HMO $1,829.42 ↑ +148%
Care 1st Medicaid|All Plans $1,833.80 ↑ +149%
Redlands Commercial|All Plans $1,886.00 ↑ +156%
SBMG Commercial|All Plans $1,886.00 ↑ +156%

Visitor-reported prices

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MRI guid ndl plc s&i at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $647.69 $366.76 – $1,833.80
Banner Lassen Medical Center Susanville $571.98 $337.43 – $798.31
Arroyo Grande Hospital Santa Maria $1,959.82 $366.76 – $4,487.42
Mark Twain Medical Center San Andreas $5,260.74 $366.76 – $2,298.10
French Hospital San Luis Obispo $435.52 $299.97 – $2,111.00
Queen of The Valley Medical Center Napa $3,989.73 $2,511.83 – $3,353.21
Santa Rosa Memorial Hospital Santa Rosa $2,310.81 $2,563.69 – $2,852.78
Providence Mission Hospital - Mission Viejo Mission Viejo $2,454.72 $1,837.14 – $4,257.80

All California hospitals for this procedure →