MRI breast without cont bi at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$472.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,418.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$214.07 with Partnership Health Plan vs $1,418.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $214.07 ↓ -55%
LA Care Medicaid|> 21 $214.07 ↓ -55%
LA Care Medicaid|< 21 $214.07 ↓ -55%
Partnership Health Plan Medicaid|> 21 $214.07 ↓ -55%
IHCG Medicaid|All Plans $215.55 ↓ -54%
IHCG Medicare|All Plans $216.17 ↓ -54%
Kaiser Medicaid|All Plans $264.13 ↓ -44%
Molina Medicaid|> 21 $301.84 ↓ -36%
Molina Medicaid|< 21 $301.84 ↓ -36%
Inland Empire Health Plan Medicare|All Plans $307.13 ↓ -35%
United Medicare|All Plans $307.13 ↓ -35%
BCBS - Anthem Medicare|All Plans $307.13 ↓ -35%
Health Net Medicare|All Plans $307.13 ↓ -35%
Patton Medicare|All Plans $307.13 ↓ -35%
Epic Health Medicare|All Plans $307.13 ↓ -35%
First Health Medicare|All Plans $307.13 ↓ -35%
Molina Medicare|All Plans $307.13 ↓ -35%
Blue Shield CA Medicare|All Other Plans $307.13 ↓ -35%
Kaiser Medicare|All Plans $307.13 ↓ -35%
Central Health Plan Medicare|All Plans $307.13 ↓ -35%
Humana Medicare|All Plans $307.13 ↓ -35%
Scan Health Plan Medicare|All Plans $307.13 ↓ -35%
HPN Medicaid|All Plans $314.04 ↓ -33%
BCBS - Anthem Medicaid|All Plans $321.11 ↓ -32%
Health Net Medicaid|All Plans $323.87 ↓ -31%
Redlands Commercial|All Plans $411.22 ↓ -13%
Kaiser Commercial|All Plans $425.40 ↓ -10%
Inland Empire Health Plan Medicaid|All Plans $428.14 ↓ -9%
DHMG Commercial|All Plans $445.34 ↓ -6%
United Commercial|HMO $517.79 ↑ +10%
United Commercial|All Other Plans $517.79 ↑ +10%
EPIC Health Commercial|All Plans $522.12 ↑ +11%
Naphcare Commercial|All Plans $598.90 ↑ +27%
Blue Shield CA Medicare|BlueShield Promise $735.00 ↑ +56%
PrimeCare Medicare|All Plans $820.00 ↑ +74%
BCBS - Anthem Commercial|Exchange $836.62 ↑ +77%
HPN Medicare|Senior $836.62 ↑ +77%
HPN Commercial|All Plans $893.34 ↑ +89%
First Health Commercial|All Plans $935.88 ↑ +98%
Cigna Commercial|PPO $1,004.00 ↑ +113%
Cigna Commercial|All Other Plans $1,004.00 ↑ +113%
Care 1st Medicaid|All Plans $1,070.35 ↑ +127%
MultiPlan Commercial|All Plans $1,134.40 ↑ +140%
Aetna Commercial|Gatekeeper $1,141.35 ↑ +142%
Healthsmart Commercial|All Plans $1,162.76 ↑ +146%
PrimeCare Commercial|All Plans $1,186.00 ↑ +151%
BCBS - Anthem Commercial|Non-MCS PPO $1,191.12 ↑ +152%
BCBS - Anthem Commercial|Non-MCS HMO $1,191.12 ↑ +152%
Aetna Commercial|Non-Gatekeeper $1,348.38 ↑ +186%
BCBS - Anthem Commercial|MCS $1,418.00 ↑ +200%

Visitor-reported prices

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MRI breast without cont bi at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $569.30 $214.07 – $1,456.00
St. John's Camarillo Hospital Camarillo $2,141.82 $307.13 – $3,814.20
Banner Lassen Medical Center Susanville $1,241.96 $48.34 – $1,733.39
Arroyo Grande Hospital Santa Maria $1,581.89 $214.07 – $3,294.76
Mark Twain Medical Center San Andreas $10,247.08 $214.07 – $3,829.84
French Hospital San Luis Obispo $1,263.81 $214.07 – $2,111.00
Queen of The Valley Medical Center Napa $4,849.59 $338.78 – $1,767.69
Providence St Joseph Hospital Eureka Eureka $3,839.28 $306.88 – $1,932.98

All California hospitals for this procedure →