MRI breast without cont bi at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,263.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,224.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$214.07 with BCBS - Anthem vs $2,111.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $214.07 ↓ -83%
Partnership Health Plan Medicaid|< 21 $214.07 ↓ -83%
Partnership Health Plan Medicaid|> 21 $214.07 ↓ -83%
Molina Medicaid|< 21 $214.07 ↓ -83%
Molina Medicaid|> 21 $214.07 ↓ -83%
CenCal Medicaid|> 21 $224.50 ↓ -82%
CenCal Medicaid|< 21 $224.50 ↓ -82%
Health Net Medicaid|> 21 $263.31 ↓ -79%
Health Net Medicaid|< 21 $263.31 ↓ -79%
MHS Hospice Commercial|All Plans $272.26 ↓ -78%
Humana Commercial|All Plans $307.13 ↓ -76%
Humana Medicare|All Plans $307.13 ↓ -76%
Aetna Medicare|All Plans $307.13 ↓ -76%
United Medicare|All Plans $307.13 ↓ -76%
Health Net Medicare|All Plans $307.13 ↓ -76%
Kaiser Medicare|All Plans $307.13 ↓ -76%
BCBS - Anthem Medicare|All Plans $307.13 ↓ -76%
Alignment Medicare|All Plans $307.13 ↓ -76%
Blue Shield CA Medicare|All Plans $307.13 ↓ -76%
MHS HSPCC Commercial|All Plans $390.15 ↓ -69%
United Commercial|HMO $517.79 ↓ -59%
United Commercial|All Other Plans $517.79 ↓ -59%
United Commercial|Non-Options PPO $517.79 ↓ -59%
Western Growers Commercial|All Plans $722.50 ↓ -43%
Health Net Commercial|FFS $809.20 ↓ -36%
Kaiser Commercial|All Plans $895.90 ↓ -29%
First Health Commercial|All Plans $1,228.25 ↓ -3%
Healthsmart Commercial|All Plans $1,228.25 ↓ -3%
BCBS - Anthem Commercial|Non-MCS $1,358.30 ↑ +7%
BCBS - Anthem Commercial|MCS $1,387.20 ↑ +10%
MultiPlan Commercial|All Plans $1,416.10 ↑ +12%
Aetna Commercial|Non-Gatekeeper $1,445.00 ↑ +14%
Aetna Commercial|Gatekeeper $1,445.00 ↑ +14%
Cigna Commercial|All Other Plans $2,111.00 ↑ +67%
Cigna Commercial|PPO $2,111.00 ↑ +67%

Visitor-reported prices

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MRI breast without cont bi at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,141.82 $307.13 – $3,814.20
Banner Lassen Medical Center Susanville $1,241.96 $48.34 – $1,733.39
Arroyo Grande Hospital Santa Maria $1,581.89 $214.07 – $3,294.76
Mark Twain Medical Center San Andreas $10,247.08 $214.07 – $3,829.84
Queen of The Valley Medical Center Napa $4,849.59 $338.78 – $1,767.69
Providence St Joseph Hospital Eureka Eureka $3,839.28 $306.88 – $1,932.98
St. Joseph's Medical Center Stockton Stockton $1,526.75 $214.07 – $4,258.26
Santa Rosa Memorial Hospital Santa Rosa $3,031.95 $332.01 – $1,450.17

All California hospitals for this procedure →