MRA abdomen post contrast at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,213.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,645.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$476.26 with LA Care vs $5,215.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $476.26 ↓ -61%
Partnership Health Plan Medicaid|> 21 $476.26 ↓ -61%
Partnership Health Plan Medicaid|< 21 $476.26 ↓ -61%
LA Care Medicaid|< 21 $476.26 ↓ -61%
Molina Medicaid|> 21 $671.53 ↓ -45%
Molina Medicaid|< 21 $671.53 ↓ -45%
United Commercial|All Other Plans $672.82 ↓ -45%
United Commercial|HMO $672.82 ↓ -45%
HPN Medicaid|All Plans $698.67 ↓ -42%
Health Net Medicaid|All Plans $720.53 ↓ -41%
Blue Shield CA Medicare|BlueShield Promise $735.00 ↓ -39%
PrimeCare Medicare|All Plans $820.00 ↓ -32%
Inland Empire Health Plan Medicaid|All Plans $952.53 ↓ -22%
BCBS - Anthem Medicaid|All Plans $986.30 ↓ -19%
Cigna Commercial|PPO $1,004.00 ↓ -17%
Cigna Commercial|All Other Plans $1,004.00 ↓ -17%
Redlands Commercial|All Plans $1,057.05 ↓ -13%
Kaiser Commercial|All Plans $1,093.50 ↓ -10%
Aetna Commercial|Gatekeeper $1,141.35 ↓ -6%
PrimeCare Commercial|All Plans $1,186.00 ↓ -2%
Aetna Commercial|Non-Gatekeeper $1,348.38 ↑ +11%
HPN Medicare|Senior $2,150.55 ↑ +77%
BCBS - Anthem Commercial|Exchange $2,267.00 ↑ +87%
HPN Commercial|All Plans $2,296.35 ↑ +89%
Care 1st Medicaid|All Plans $2,381.30 ↑ +96%
First Health Commercial|All Plans $2,405.70 ↑ +98%
MultiPlan Commercial|All Plans $2,916.00 ↑ +140%
Healthsmart Commercial|All Plans $2,988.90 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $3,239.00 ↑ +167%
BCBS - Anthem Commercial|Non-MCS PPO $3,239.00 ↑ +167%
BCBS - Anthem Commercial|MCS $5,215.00 ↑ +330%

Visitor-reported prices

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MRA abdomen post contrast at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $786.70 $476.26 – $2,381.30
St. John's Camarillo Hospital Camarillo $1,862.82 $672.82 – $3,317.34
Banner Lassen Medical Center Susanville $3,583.89 $547.85 – $3,325.16
Petaluma Valley Hospital Petaluma $1,455.54 $483.89 – $2,589.90
Arroyo Grande Hospital Santa Maria $2,294.08 $476.26 – $3,331.02
Mark Twain Medical Center San Andreas $7,303.36 $463.60 – $1,756.16
French Hospital San Luis Obispo $1,844.76 $235.44 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $1,765.96 $476.26 – $2,413.60

All California hospitals for this procedure →