MRA abdomen post contrast at St. John's Camarillo Hospital

2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,862.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,253.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$672.82 with United vs $9,107.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Non-Options PPO $672.82 ↓ -64%
United Commercial|All Other Plans $672.82 ↓ -64%
United Commercial|Navigate $672.82 ↓ -64%
United Commercial|HMO $672.82 ↓ -64%
Health Net Medicaid|< 21 $720.53 ↓ -61%
Health Net Medicaid|> 21 $720.53 ↓ -61%
Aetna Commercial|All Plans $1,042.75 ↓ -44%
BCBS - Anthem Commercial|DignityHealth $1,148.31 ↓ -38%
Cigna Commercial|All Other Plans $1,901.00 ↑ +2%
Cigna Commercial|PPO $1,901.00 ↑ +2%
Western Growers Commercial|All Plans $2,126.50 ↑ +14%
Kaiser Commercial|All Plans $2,636.86 ↑ +42%
Ventura HP Commercial|All Plans $2,764.45 ↑ +48%
First Health Commercial|All Plans $2,849.51 ↑ +53%
Blue Shield CA Medicare|Sea View $2,977.10 ↑ +60%
United Medicare|Sea View $2,977.10 ↑ +60%
SeaView Medicare|All Plans $2,977.10 ↑ +60%
Sea View Commercial|All Plans $2,977.10 ↑ +60%
Aetna Medicare|Sea View $2,977.10 ↑ +60%
MultiPlan Commercial|All Plans $3,317.34 ↑ +78%
BCBS - Anthem Commercial|Exchange $3,755.00 ↑ +102%
BCBS - Anthem Commercial|HMO Non MCS $6,258.00 ↑ +236%
BCBS - Anthem Commercial|HMO $6,258.00 ↑ +236%
BCBS - Anthem Commercial|PPO Non MCS $6,259.00 ↑ +236%
BCBS - Anthem Commercial|Non-MCS $6,259.00 ↑ +236%
BCBS - Anthem Commercial|MCS $9,107.00 ↑ +389%

Visitor-reported prices

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MRA abdomen post contrast at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $3,583.89 $547.85 – $3,325.16
Petaluma Valley Hospital Petaluma $1,455.54 $483.89 – $2,589.90
Arroyo Grande Hospital Santa Maria $2,294.08 $476.26 – $3,331.02
Mark Twain Medical Center San Andreas $7,303.36 $463.60 – $1,756.16
French Hospital San Luis Obispo $1,844.76 $235.44 – $2,111.00
Mercy Hospitals – Bakersfield Bakersfield $1,765.96 $476.26 – $2,413.60
Bakersfield Memorial Hospital Bakersfield $1,746.92 $476.26 – $2,383.43
Queen of The Valley Medical Center Napa $7,032.90 $483.89 – $3,272.99

All California hospitals for this procedure →