Lso flex no ri stays pre ots at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$422.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,270.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.74 with Partnership Health Plan vs $284.75 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|> 21 $52.74 ↓ -88%
LA Care Medicaid|> 21 $52.74 ↓ -88%
LA Care Medicaid|< 21 $52.74 ↓ -88%
Partnership Health Plan Medicaid|< 21 $52.74 ↓ -88%
Redlands Commercial|All Plans $67.00 ↓ -84%
PrimeCare Medicare|All Plans $73.70 ↓ -83%
PrimeCare Commercial|All Plans $73.70 ↓ -83%
Molina Medicaid|> 21 $74.36 ↓ -82%
Molina Medicaid|< 21 $74.36 ↓ -82%
HPN Medicaid|All Plans $77.37 ↓ -82%
BCBS - Anthem Medicaid|All Plans $79.11 ↓ -81%
Health Net Medicaid|All Plans $79.79 ↓ -81%
BCBS - Anthem Commercial|Exchange $100.50 ↓ -76%
Kaiser Commercial|All Plans $100.50 ↓ -76%
Inland Empire Health Plan Medicaid|All Plans $105.48 ↓ -75%
Blue Shield CA Commercial|Exchange $113.90 ↓ -73%
Aetna Commercial|Gatekeeper $127.30 ↓ -70%
BCBS - Anthem Commercial|Non-MCS HMO $137.35 ↓ -68%
BCBS - Anthem Commercial|MCS $144.05 ↓ -66%
BCBS - Anthem Commercial|Non-MCS PPO $144.05 ↓ -66%
Cigna Commercial|PPO $147.40 ↓ -65%
Cigna Commercial|All Other Plans $147.40 ↓ -65%
Aetna Commercial|Non-Gatekeeper $154.10 ↓ -64%
Health Net Commercial|EPPO $157.45 ↓ -63%
HPN Medicare|Senior $157.45 ↓ -63%
HPN Commercial|All Plans $160.80 ↓ -62%
Blue Shield CA Commercial|All Other Plans $174.20 ↓ -59%
Health Net Commercial|Care Product $177.55 ↓ -58%
United Commercial|All Other Plans $194.30 ↓ -54%
Health Net Commercial|All Other Plans $194.30 ↓ -54%
United Commercial|HMO $204.35 ↓ -52%
First Health Commercial|All Plans $221.10 ↓ -48%
Care 1st Medicaid|All Plans $263.70 ↓ -38%
MultiPlan Commercial|All Plans $268.00 ↓ -37%
Healthsmart Commercial|All Plans $274.70 ↓ -35%
Blue Shield CA Medicare|BlueShield Promise $284.75 ↓ -33%

Visitor-reported prices

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Lso flex no ri stays pre ots at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $496.57 $52.74 – $335.00
Mercy Hospitals – Bakersfield Bakersfield $320.92 $52.74 – $778.50
Bakersfield Memorial Hospital Bakersfield $317.46 $52.74 – $839.05
St. Joseph's Medical Center Stockton Stockton $203.45 $52.74 – $692.00
Mercy Medical Center Mt. Shasta Mt Shasta $256.74 $71.73 – $323.40
Mercy Medical Center Merced Merced $178.19 $52.74 – $332.16
Sequoia Hospital Redwood City $149.61 $27.50 – $374.01
St. Mary Medical Center Long Beach $546.10 $47.47 – $335.00

All California hospitals for this procedure →