Lso flex no ri stays pre ots at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$178.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$346.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.74 with Inland Empire Health Plan vs $346.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Inland Empire Health Plan Medicaid|> 21 $52.74 ↓ -70%
Molina Medicaid|< 21 $52.74 ↓ -70%
Molina Medicaid|> 21 $52.74 ↓ -70%
Kaiser Medicaid|< 21 $52.74 ↓ -70%
Kaiser Medicaid|> 21 $52.74 ↓ -70%
Partnership Health Plan Medicaid|< 21 $52.74 ↓ -70%
Partnership Health Plan Medicaid|> 21 $52.74 ↓ -70%
Kern Health System Medicaid|< 21 $52.74 ↓ -70%
Kern Health System Medicaid|> 21 $52.74 ↓ -70%
California Health & Wellness Medicaid|< 21 $52.74 ↓ -70%
California Health & Wellness Medicaid|> 21 $52.74 ↓ -70%
Central California Alliance for Health Medicaid|All Plans $52.74 ↓ -70%
Health Plan of San Joaquin Medicaid|< 21 $52.74 ↓ -70%
Health Plan of San Joaquin Medicaid|> 21 $52.74 ↓ -70%
Inland Empire Health Plan Medicaid|< 21 $52.74 ↓ -70%
BCBS - Anthem Medicaid|> 21 $60.65 ↓ -66%
BCBS - Anthem Medicaid|< 21 $60.65 ↓ -66%
Health Net Medicaid|All Plans $79.58 ↓ -55%
Healthsmart Commercial|All Plans $155.70 ↓ -13%
Health Net Commercial|Care Product $197.22 ↑ +11%
United Commercial|HMO $211.06 ↑ +18%
Cigna Commercial|All Other Plans $224.90 ↑ +26%
Western Growers Commercial|All Plans $224.90 ↑ +26%
Cigna Commercial|PPO $224.90 ↑ +26%
Health Net Commercial|FFS $228.36 ↑ +28%
Kaiser Commercial|All Plans $238.74 ↑ +34%
United Commercial|Non-Options PPO $256.04 ↑ +44%
BCBS - Anthem Commercial|Exchange $262.96 ↑ +48%
United Commercial|Options PPO $276.80 ↑ +55%
First Health Commercial|All Plans $276.80 ↑ +55%
United Commercial|All Other Plans $283.72 ↑ +59%
Blue Shield CA Commercial|Exchange $301.02 ↑ +69%
Blue Shield CA Commercial|All Other Plans $304.48 ↑ +71%
MultiPlan Commercial|All Plans $325.24 ↑ +83%
Aetna Commercial|All Other Plans $332.16 ↑ +86%
Aetna Commercial|HMO $332.16 ↑ +86%
Aetna Commercial|PPO $332.16 ↑ +86%
BCBS - Anthem Commercial|All Other Plans $346.00 ↑ +94%
BCBS - Anthem Commercial|MCS $346.00 ↑ +94%

Visitor-reported prices

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Lso flex no ri stays pre ots at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $320.92 $52.74 – $778.50
Bakersfield Memorial Hospital Bakersfield $317.46 $52.74 – $839.05
St. Joseph's Medical Center Stockton Stockton $203.45 $52.74 – $692.00
Mercy Medical Center Mt. Shasta Mt Shasta $256.74 $71.73 – $323.40
Sequoia Hospital Redwood City $149.61 $27.50 – $374.01
St. Mary Medical Center Long Beach $546.10 $47.47 – $335.00
Community Hospital San Bernardino San Bernardino $496.57 $52.74 – $335.00
Providence St Joseph Hospital Orange Orange $551.23 $24.40 – $53.10

All California hospitals for this procedure →