Immunoglobulin assay at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$8.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$25.33

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.59 with Blue Shield CA vs $79.40 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Shield CA Commercial|Exchange $6.59 ↓ -22%
Kaiser Commercial|All Plans $7.60 ↓ -10%
Blue Shield CA Commercial|All Other Plans $9.88 ↑ +17%
Kaiser Medicaid|All Plans $10.72 ↑ +27%
IHCG Medicare|All Plans $12.46 ↑ +48%
Humana Medicare|All Plans $12.46 ↑ +48%
First Health Medicare|All Plans $12.46 ↑ +48%
Molina Medicare|All Plans $12.46 ↑ +48%
United Medicare|All Plans $12.46 ↑ +48%
Health Net Medicare|All Plans $12.46 ↑ +48%
Kaiser Medicare|All Plans $12.46 ↑ +48%
Central Health Plan Medicare|All Plans $12.46 ↑ +48%
BCBS - Anthem Medicare|All Plans $12.46 ↑ +48%
Blue Shield CA Medicare|All Other Plans $12.46 ↑ +48%
Scan Health Plan Medicare|All Plans $12.46 ↑ +48%
Inland Empire Health Plan Medicare|All Plans $12.46 ↑ +48%
Epic Health Medicare|All Plans $12.46 ↑ +48%
Patton Medicare|All Plans $12.46 ↑ +48%
IHCG Medicaid|All Plans $12.46 ↑ +48%
United Commercial|HMO $14.95 ↑ +77%
BCBS - Anthem Commercial|Exchange $14.95 ↑ +77%
HPN Medicare|Senior $14.95 ↑ +77%
United Commercial|All Other Plans $14.95 ↑ +77%
LA Care Medicaid|< 21 $15.88 ↑ +88%
LA Care Medicaid|> 21 $15.88 ↑ +88%
Partnership Health Plan Medicaid|> 21 $15.88 ↑ +88%
Partnership Health Plan Medicaid|< 21 $15.88 ↑ +88%
HPN Commercial|All Plans $15.96 ↑ +89%
First Health Commercial|All Plans $16.72 ↑ +98%
Redlands Commercial|All Plans $18.07 ↑ +114%
DHMG Commercial|All Plans $18.07 ↑ +114%
MultiPlan Commercial|All Plans $20.27 ↑ +140%
Healthsmart Commercial|All Plans $20.78 ↑ +146%
EPIC Health Commercial|All Plans $21.18 ↑ +151%
BCBS - Anthem Commercial|Non-MCS PPO $21.28 ↑ +152%
BCBS - Anthem Commercial|Non-MCS HMO $21.28 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $21.54 ↑ +155%
BCBS - Anthem Medicaid|All Plans $21.86 ↑ +159%
Molina Medicaid|< 21 $22.39 ↑ +165%
Molina Medicaid|> 21 $22.39 ↑ +165%
HPN Medicaid|All Plans $23.30 ↑ +176%
Health Net Medicaid|All Plans $24.02 ↑ +185%
Naphcare Commercial|All Plans $24.30 ↑ +188%
Aetna Commercial|Gatekeeper $25.33 ↑ +200%
BCBS - Anthem Commercial|MCS $25.33 ↑ +200%
Inland Empire Health Plan Medicaid|All Plans $25.33 ↑ +200%
Aetna Commercial|Non-Gatekeeper $25.33 ↑ +200%
Cigna Commercial|All Other Plans $35.75 ↑ +324%
Cigna Commercial|PPO $35.75 ↑ +324%
Care 1st Medicaid|All Plans $79.40 ↑ +841%

Visitor-reported prices

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Immunoglobulin assay at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $9.91 $5.07 – $79.40
St. John's Camarillo Hospital Camarillo $207.62 $6.84 – $33.06
Banner Lassen Medical Center Susanville $118.48 $2.49 – $180.42
Petaluma Valley Hospital Petaluma $94.35 $12.21 – $87.66
Arroyo Grande Hospital Santa Maria $10.85 $12.46 – $32.11
French Hospital San Luis Obispo $9.93 $6.84 – $37.75
Mercy Hospitals – Bakersfield Bakersfield $9.40 $12.46 – $35.81
Bakersfield Memorial Hospital Bakersfield $9.30 $12.46 – $35.81

All California hospitals for this procedure →