Immunoglobulin assay at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$8.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$25.33
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.59 with Blue Shield CA vs $79.40 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Shield CA | Commercial|Exchange | $6.59 | ↓ -22% |
| Kaiser | Commercial|All Plans | $7.60 | ↓ -10% |
| Blue Shield CA | Commercial|All Other Plans | $9.88 | ↑ +17% |
| Kaiser | Medicaid|All Plans | $10.72 | ↑ +27% |
| IHCG | Medicare|All Plans | $12.46 | ↑ +48% |
| Humana | Medicare|All Plans | $12.46 | ↑ +48% |
| First Health | Medicare|All Plans | $12.46 | ↑ +48% |
| Molina | Medicare|All Plans | $12.46 | ↑ +48% |
| United | Medicare|All Plans | $12.46 | ↑ +48% |
| Health Net | Medicare|All Plans | $12.46 | ↑ +48% |
| Kaiser | Medicare|All Plans | $12.46 | ↑ +48% |
| Central Health Plan | Medicare|All Plans | $12.46 | ↑ +48% |
| BCBS - Anthem | Medicare|All Plans | $12.46 | ↑ +48% |
| Blue Shield CA | Medicare|All Other Plans | $12.46 | ↑ +48% |
| Scan Health Plan | Medicare|All Plans | $12.46 | ↑ +48% |
| Inland Empire Health Plan | Medicare|All Plans | $12.46 | ↑ +48% |
| Epic Health | Medicare|All Plans | $12.46 | ↑ +48% |
| Patton | Medicare|All Plans | $12.46 | ↑ +48% |
| IHCG | Medicaid|All Plans | $12.46 | ↑ +48% |
| United | Commercial|HMO | $14.95 | ↑ +77% |
| BCBS - Anthem | Commercial|Exchange | $14.95 | ↑ +77% |
| HPN | Medicare|Senior | $14.95 | ↑ +77% |
| United | Commercial|All Other Plans | $14.95 | ↑ +77% |
| LA Care | Medicaid|< 21 | $15.88 | ↑ +88% |
| LA Care | Medicaid|> 21 | $15.88 | ↑ +88% |
| Partnership Health Plan | Medicaid|> 21 | $15.88 | ↑ +88% |
| Partnership Health Plan | Medicaid|< 21 | $15.88 | ↑ +88% |
| HPN | Commercial|All Plans | $15.96 | ↑ +89% |
| First Health | Commercial|All Plans | $16.72 | ↑ +98% |
| Redlands | Commercial|All Plans | $18.07 | ↑ +114% |
| DHMG | Commercial|All Plans | $18.07 | ↑ +114% |
| MultiPlan | Commercial|All Plans | $20.27 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $20.78 | ↑ +146% |
| EPIC Health | Commercial|All Plans | $21.18 | ↑ +151% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $21.28 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $21.28 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $21.54 | ↑ +155% |
| BCBS - Anthem | Medicaid|All Plans | $21.86 | ↑ +159% |
| Molina | Medicaid|< 21 | $22.39 | ↑ +165% |
| Molina | Medicaid|> 21 | $22.39 | ↑ +165% |
| HPN | Medicaid|All Plans | $23.30 | ↑ +176% |
| Health Net | Medicaid|All Plans | $24.02 | ↑ +185% |
| Naphcare | Commercial|All Plans | $24.30 | ↑ +188% |
| Aetna | Commercial|Gatekeeper | $25.33 | ↑ +200% |
| BCBS - Anthem | Commercial|MCS | $25.33 | ↑ +200% |
| Inland Empire Health Plan | Medicaid|All Plans | $25.33 | ↑ +200% |
| Aetna | Commercial|Non-Gatekeeper | $25.33 | ↑ +200% |
| Cigna | Commercial|All Other Plans | $35.75 | ↑ +324% |
| Cigna | Commercial|PPO | $35.75 | ↑ +324% |
| Care 1st | Medicaid|All Plans | $79.40 | ↑ +841% |
Visitor-reported prices
Comments
Immunoglobulin assay at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $9.91 | $5.07 – $79.40 |
| St. John's Camarillo Hospital | Camarillo | $207.62 | $6.84 – $33.06 |
| Banner Lassen Medical Center | Susanville | $118.48 | $2.49 – $180.42 |
| Petaluma Valley Hospital | Petaluma | $94.35 | $12.21 – $87.66 |
| Arroyo Grande Hospital | Santa Maria | $10.85 | $12.46 – $32.11 |
| French Hospital | San Luis Obispo | $9.93 | $6.84 – $37.75 |
| Mercy Hospitals – Bakersfield | Bakersfield | $9.40 | $12.46 – $35.81 |
| Bakersfield Memorial Hospital | Bakersfield | $9.30 | $12.46 – $35.81 |