Immunoglobulin assay at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$9.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$25.33

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.84 with MHS HSPCC vs $37.75 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $6.84 ↓ -31%
Blue Shield CA Commercial|Exchange $12.16 ↑ +22%
Aetna Medicare|All Plans $12.46 ↑ +25%
Humana Commercial|All Plans $12.46 ↑ +25%
Humana Medicare|All Plans $12.46 ↑ +25%
United Medicare|All Plans $12.46 ↑ +25%
Health Net Medicare|All Plans $12.46 ↑ +25%
Kaiser Medicare|All Plans $12.46 ↑ +25%
BCBS - Anthem Medicare|All Plans $12.46 ↑ +25%
Alignment Medicare|All Plans $12.46 ↑ +25%
Blue Shield CA Medicare|All Plans $12.46 ↑ +25%
MHS Hospice Commercial|All Plans $12.46 ↑ +25%
Western Growers Commercial|All Plans $12.67 ↑ +28%
Health Net Commercial|FFS $14.19 ↑ +43%
CenCal Medicaid|< 21 $14.29 ↑ +44%
CenCal Medicaid|> 21 $14.29 ↑ +44%
United Commercial|HMO $14.95 ↑ +51%
United Commercial|Non-Options PPO $14.95 ↑ +51%
United Commercial|All Other Plans $14.95 ↑ +51%
Kaiser Commercial|All Plans $15.71 ↑ +58%
Molina Medicaid|> 21 $15.88 ↑ +60%
Partnership Health Plan Medicaid|> 21 $15.88 ↑ +60%
Partnership Health Plan Medicaid|< 21 $15.88 ↑ +60%
Molina Medicaid|< 21 $15.88 ↑ +60%
BCBS - Anthem Medicaid|All Plans $15.88 ↑ +60%
Blue Shield CA Commercial|FFS $17.23 ↑ +74%
Health Net Medicaid|> 21 $19.53 ↑ +97%
Health Net Medicaid|< 21 $19.53 ↑ +97%
Healthsmart Commercial|All Plans $21.54 ↑ +117%
First Health Commercial|All Plans $21.54 ↑ +117%
BCBS - Anthem Commercial|Non-MCS $23.82 ↑ +140%
BCBS - Anthem Commercial|MCS $24.32 ↑ +145%
MultiPlan Commercial|All Plans $24.83 ↑ +150%
Aetna Commercial|Non-Gatekeeper $25.33 ↑ +155%
Aetna Commercial|Gatekeeper $25.33 ↑ +155%
Cigna Commercial|All Other Plans $37.75 ↑ +280%
Cigna Commercial|PPO $37.75 ↑ +280%

Visitor-reported prices

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Immunoglobulin assay at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $207.62 $6.84 – $33.06
Banner Lassen Medical Center Susanville $118.48 $2.49 – $180.42
Petaluma Valley Hospital Petaluma $94.35 $12.21 – $87.66
Arroyo Grande Hospital Santa Maria $10.85 $12.46 – $32.11
Mercy Hospitals – Bakersfield Bakersfield $9.40 $12.46 – $35.81
Bakersfield Memorial Hospital Bakersfield $9.30 $12.46 – $35.81
Queen of The Valley Medical Center Napa $94.35 $12.46 – $110.78
Providence St Joseph Hospital Eureka Eureka $94.35 $12.46 – $125.62

All California hospitals for this procedure →