Hla i typing complete hr at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$209.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$630.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$189.00 with Kaiser vs $1,490.60 with Care 1st — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Commercial|All Plans | $189.00 | ↓ -10% |
| Kaiser | Medicaid|All Plans | $288.43 | ↑ +37% |
| LA Care | Medicaid|< 21 | $298.12 | ↑ +42% |
| LA Care | Medicaid|> 21 | $298.12 | ↑ +42% |
| Partnership Health Plan | Medicaid|< 21 | $298.12 | ↑ +42% |
| Partnership Health Plan | Medicaid|> 21 | $298.12 | ↑ +42% |
| Inland Empire Health Plan | Medicare|All Plans | $335.38 | ↑ +60% |
| First Health | Medicare|All Plans | $335.38 | ↑ +60% |
| Molina | Medicare|All Plans | $335.38 | ↑ +60% |
| Central Health Plan | Medicare|All Plans | $335.38 | ↑ +60% |
| Kaiser | Medicare|All Plans | $335.38 | ↑ +60% |
| Blue Shield CA | Medicare|All Other Plans | $335.38 | ↑ +60% |
| United | Medicare|All Plans | $335.38 | ↑ +60% |
| BCBS - Anthem | Medicare|All Plans | $335.38 | ↑ +60% |
| Humana | Medicare|All Plans | $335.38 | ↑ +60% |
| Health Net | Medicare|All Plans | $335.38 | ↑ +60% |
| IHCG | Medicare|All Plans | $335.38 | ↑ +60% |
| Scan Health Plan | Medicare|All Plans | $335.38 | ↑ +60% |
| IHCG | Medicaid|All Plans | $335.38 | ↑ +60% |
| Patton | Medicare|All Plans | $335.38 | ↑ +60% |
| Epic Health | Medicare|All Plans | $335.38 | ↑ +60% |
| BCBS - Anthem | Commercial|Exchange | $371.70 | ↑ +77% |
| HPN | Medicare|Senior | $371.70 | ↑ +77% |
| HPN | Commercial|All Plans | $396.90 | ↑ +89% |
| United | Commercial|HMO | $402.46 | ↑ +92% |
| United | Commercial|All Other Plans | $402.46 | ↑ +92% |
| First Health | Commercial|All Plans | $415.80 | ↑ +98% |
| Molina | Medicaid|> 21 | $420.35 | ↑ +100% |
| Molina | Medicaid|< 21 | $420.35 | ↑ +100% |
| HPN | Medicaid|All Plans | $437.34 | ↑ +108% |
| BCBS - Anthem | Medicaid|All Plans | $447.18 | ↑ +113% |
| Health Net | Medicaid|All Plans | $451.03 | ↑ +115% |
| Redlands | Commercial|All Plans | $486.30 | ↑ +132% |
| DHMG | Commercial|All Plans | $486.30 | ↑ +132% |
| MultiPlan | Commercial|All Plans | $504.00 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $516.60 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $529.20 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $529.20 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $535.50 | ↑ +155% |
| EPIC Health | Commercial|All Plans | $570.15 | ↑ +172% |
| Inland Empire Health Plan | Medicaid|All Plans | $596.24 | ↑ +184% |
| Aetna | Commercial|Gatekeeper | $630.00 | ↑ +200% |
| Aetna | Commercial|Non-Gatekeeper | $630.00 | ↑ +200% |
| BCBS - Anthem | Commercial|MCS | $630.00 | ↑ +200% |
| Naphcare | Commercial|All Plans | $653.99 | ↑ +212% |
| Cigna | Commercial|PPO | $962.03 | ↑ +359% |
| Cigna | Commercial|All Other Plans | $962.03 | ↑ +359% |
| Care 1st | Medicaid|All Plans | $1,490.60 | ↑ +611% |
Visitor-reported prices
Comments
Hla i typing complete hr at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $246.33 | $298.12 – $1,490.60 |
| Arroyo Grande Hospital | Santa Maria | $269.64 | $87.87 – $864.15 |
| French Hospital | San Luis Obispo | $246.96 | $47.45 – $1,015.88 |
| Mercy Medical Center Mt. Shasta | Mt Shasta | $490.14 | $298.12 – $617.40 |
| Sierra Nevada Memorial Hospital | Grass Valley | $343.35 | $298.12 – $630.00 |
| St. Mary Medical Center | Long Beach | $270.90 | $157.50 – $1,490.60 |
| Glendale Memorial Hospital Health Center | Glendale | $205.38 | $157.50 – $747.96 |
| Mercy San Juan Medical Center | Carmichael | $172.62 | $69.30 – $742.73 |