Hla i typing complete hr at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$246.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$630.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.45 with MHS HSPCC vs $1,015.88 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $47.45 ↓ -81%
Western Growers Commercial|All Plans $87.87 ↓ -64%
Health Net Commercial|FFS $98.42 ↓ -60%
Kaiser Commercial|All Plans $108.96 ↓ -56%
Healthsmart Commercial|All Plans $149.38 ↓ -40%
First Health Commercial|All Plans $149.38 ↓ -40%
BCBS - Anthem Commercial|Non-MCS $165.20 ↓ -33%
BCBS - Anthem Commercial|MCS $168.72 ↓ -32%
MultiPlan Commercial|All Plans $172.23 ↓ -30%
United Commercial|HMO $175.74 ↓ -29%
United Commercial|Non-Options PPO $175.74 ↓ -29%
Health Net Medicare|All Plans $175.74 ↓ -29%
Kaiser Medicare|All Plans $175.74 ↓ -29%
BCBS - Anthem Medicaid|All Plans $175.74 ↓ -29%
BCBS - Anthem Medicare|All Plans $175.74 ↓ -29%
Humana Commercial|All Plans $175.74 ↓ -29%
Humana Medicare|All Plans $175.74 ↓ -29%
Aetna Medicare|All Plans $175.74 ↓ -29%
Aetna Commercial|Gatekeeper $175.74 ↓ -29%
Aetna Commercial|Non-Gatekeeper $175.74 ↓ -29%
Molina Medicaid|< 21 $175.74 ↓ -29%
Molina Medicaid|> 21 $175.74 ↓ -29%
United Commercial|All Other Plans $175.74 ↓ -29%
United Medicare|All Plans $175.74 ↓ -29%
CenCal Medicaid|> 21 $175.74 ↓ -29%
MHS Hospice Commercial|All Plans $175.74 ↓ -29%
Partnership Health Plan Medicaid|< 21 $175.74 ↓ -29%
Partnership Health Plan Medicaid|> 21 $175.74 ↓ -29%
Alignment Medicare|All Plans $175.74 ↓ -29%
Blue Shield CA Medicare|All Plans $175.74 ↓ -29%
CenCal Medicaid|< 21 $175.74 ↓ -29%
Health Net Medicaid|< 21 $216.17 ↓ -12%
Health Net Medicaid|> 21 $216.17 ↓ -12%
Cigna Commercial|PPO $1,015.88 ↑ +311%
Cigna Commercial|All Other Plans $1,015.88 ↑ +311%

Visitor-reported prices

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Hla i typing complete hr at other California hospitals

Hospital City Cash price Negotiated range
Arroyo Grande Hospital Santa Maria $269.64 $87.87 – $864.15
Mercy Medical Center Mt. Shasta Mt Shasta $490.14 $298.12 – $617.40
Sierra Nevada Memorial Hospital Grass Valley $343.35 $298.12 – $630.00
St. Mary Medical Center Long Beach $270.90 $157.50 – $1,490.60
Community Hospital San Bernardino San Bernardino $246.33 $298.12 – $1,490.60
Glendale Memorial Hospital Health Center Glendale $205.38 $157.50 – $747.96
Mercy San Juan Medical Center Carmichael $172.62 $69.30 – $742.73
Mercy Medical Center Redding Redding $319.41 $298.12 – $617.40

All California hospitals for this procedure →