Generator emblem MRI sicd subq at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$39,580.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$118,860.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7,755.00 with Redlands vs $32,958.75 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Redlands Commercial|All Plans $7,755.00 ↓ -80%
Kaiser Medicaid|All Plans $7,755.00 ↓ -80%
PrimeCare Commercial|All Plans $8,530.50 ↓ -78%
PrimeCare Medicare|All Plans $8,530.50 ↓ -78%
Molina Medicaid|< 21 $8,918.25 ↓ -77%
Molina Medicaid|> 21 $8,918.25 ↓ -77%
BCBS - Anthem Medicaid|All Plans $9,693.75 ↓ -76%
Care 1st Medicaid|All Plans $10,081.50 ↓ -75%
Kaiser Commercial|All Plans $11,632.50 ↓ -71%
BCBS - Anthem Commercial|Exchange $11,632.50 ↓ -71%
Blue Shield CA Commercial|Exchange $13,183.50 ↓ -67%
Aetna Commercial|Gatekeeper $14,734.50 ↓ -63%
BCBS - Anthem Commercial|Non-MCS HMO $15,897.75 ↓ -60%
BCBS - Anthem Commercial|Non-MCS PPO $16,673.25 ↓ -58%
BCBS - Anthem Commercial|MCS $16,673.25 ↓ -58%
Cigna Commercial|PPO $17,061.00 ↓ -57%
Cigna Commercial|All Other Plans $17,061.00 ↓ -57%
Inland Empire Health Plan Medicaid|All Plans $17,448.75 ↓ -56%
Aetna Commercial|Non-Gatekeeper $17,836.50 ↓ -55%
HPN Medicare|Senior $18,224.25 ↓ -54%
Health Net Commercial|EPPO $18,224.25 ↓ -54%
HPN Commercial|All Plans $18,612.00 ↓ -53%
HPN Medicaid|All Plans $18,612.00 ↓ -53%
Blue Shield CA Commercial|All Other Plans $20,163.00 ↓ -49%
Health Net Commercial|Care Product $20,550.75 ↓ -48%
Health Net Commercial|All Other Plans $22,489.50 ↓ -43%
United Commercial|All Other Plans $22,489.50 ↓ -43%
United Commercial|HMO $23,652.75 ↓ -40%
First Health Commercial|All Plans $25,591.50 ↓ -35%
MultiPlan Commercial|All Plans $31,020.00 ↓ -22%
Healthsmart Commercial|All Plans $31,795.50 ↓ -20%
Blue Shield CA Medicare|BlueShield Promise $32,958.75 ↓ -17%

Visitor-reported prices

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Generator emblem MRI sicd subq at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $46,474.26 $8,142.75 – $38,775.00
St. John's Camarillo Hospital Camarillo $49,197.04 $5,698.56 – $18,520.32
Banner Lassen Medical Center Susanville $61,070.50 $17,958.00 – $42,486.00
Petaluma Valley Hospital Petaluma $60,375.84 not published
Arroyo Grande Hospital Santa Maria $43,704.80 $7,100.10 – $30,252.60
French Hospital San Luis Obispo $40,028.69 $5,865.30 – $30,252.60
Mercy Hospitals – Bakersfield Bakersfield $42,093.66 $6,596.25 – $23,746.50
Bakersfield Memorial Hospital Bakersfield $41,639.82 $6,596.25 – $25,593.45

All California hospitals for this procedure →