Generator emblem MRI sicd subq at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$40,028.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$102,114.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,865.30 with Health Net vs $30,252.60 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Commercial|FFS $5,865.30 ↓ -85%
CenCal Medicaid|< 21 $7,100.10 ↓ -82%
CenCal Medicaid|> 21 $7,100.10 ↓ -82%
MHS HSPCC Commercial|All Plans $8,334.90 ↓ -79%
United Commercial|HMO $15,435.00 ↓ -61%
Western Growers Commercial|All Plans $15,435.00 ↓ -61%
United Commercial|Non-Options PPO $16,052.40 ↓ -60%
United Commercial|All Other Plans $18,213.30 ↓ -54%
Cigna Commercial|PPO $18,522.00 ↓ -54%
Cigna Commercial|All Other Plans $18,522.00 ↓ -54%
Kaiser Commercial|All Plans $19,139.40 ↓ -52%
Aetna Commercial|Gatekeeper $22,226.40 ↓ -44%
Aetna Commercial|Non-Gatekeeper $24,078.60 ↓ -40%
First Health Commercial|All Plans $26,239.50 ↓ -34%
Healthsmart Commercial|All Plans $26,239.50 ↓ -34%
BCBS - Anthem Commercial|MCS $28,091.70 ↓ -30%
BCBS - Anthem Commercial|Non-MCS $28,400.40 ↓ -29%
Blue Shield CA Commercial|FFS $29,017.80 ↓ -28%
Blue Shield CA Commercial|Exchange $29,017.80 ↓ -28%
MultiPlan Commercial|All Plans $30,252.60 ↓ -24%

Visitor-reported prices

visitor-reported
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Generator emblem MRI sicd subq at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $49,197.04 $5,698.56 – $18,520.32
Banner Lassen Medical Center Susanville $61,070.50 $17,958.00 – $42,486.00
Petaluma Valley Hospital Petaluma $60,375.84 not published
Arroyo Grande Hospital Santa Maria $43,704.80 $7,100.10 – $30,252.60
Mercy Hospitals – Bakersfield Bakersfield $42,093.66 $6,596.25 – $23,746.50
Bakersfield Memorial Hospital Bakersfield $41,639.82 $6,596.25 – $25,593.45
Queen of The Valley Medical Center Napa $60,375.84 not published
Providence St Joseph Hospital Eureka Eureka $22,890.84 not published

All California hospitals for this procedure →