ER Visit (level 2) at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$563.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,693.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$34.97 with Partnership Health Plan vs $3,111.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partnership Health Plan | Medicaid|< 21 | $34.97 | ↓ -94% |
| LA Care | Medicaid|> 21 | $34.97 | ↓ -94% |
| LA Care | Medicaid|< 21 | $34.97 | ↓ -94% |
| Partnership Health Plan | Medicaid|> 21 | $34.97 | ↓ -94% |
| Molina | Medicaid|< 21 | $49.31 | ↓ -91% |
| Molina | Medicaid|> 21 | $49.31 | ↓ -91% |
| HPN | Medicaid|All Plans | $51.30 | ↓ -91% |
| BCBS - Anthem | Medicaid|All Plans | $52.46 | ↓ -91% |
| Health Net | Medicaid|All Plans | $52.90 | ↓ -91% |
| Inland Empire Health Plan | Medicaid|All Plans | $69.94 | ↓ -88% |
| IHCG | Medicaid|All Plans | $147.94 | ↓ -74% |
| IHCG | Medicare|All Plans | $148.37 | ↓ -74% |
| Kaiser | Medicaid|All Plans | $173.04 | ↓ -69% |
| Care 1st | Medicaid|All Plans | $174.85 | ↓ -69% |
| United | Medicare|All Plans | $201.21 | ↓ -64% |
| Humana | Medicare|All Plans | $201.21 | ↓ -64% |
| First Health | Medicare|All Plans | $201.21 | ↓ -64% |
| Molina | Medicare|All Plans | $201.21 | ↓ -64% |
| Health Net | Medicare|All Plans | $201.21 | ↓ -64% |
| Kaiser | Medicare|All Plans | $201.21 | ↓ -64% |
| Central Health Plan | Medicare|All Plans | $201.21 | ↓ -64% |
| BCBS - Anthem | Medicare|All Plans | $201.21 | ↓ -64% |
| Blue Shield CA | Medicare|All Other Plans | $201.21 | ↓ -64% |
| Scan Health Plan | Medicare|All Plans | $201.21 | ↓ -64% |
| Inland Empire Health Plan | Medicare|All Plans | $201.21 | ↓ -64% |
| Epic Health | Medicare|All Plans | $201.21 | ↓ -64% |
| Patton | Medicare|All Plans | $201.21 | ↓ -64% |
| DHMG | Commercial|All Plans | $291.75 | ↓ -48% |
| EPIC Health | Commercial|All Plans | $342.06 | ↓ -39% |
| Naphcare | Commercial|All Plans | $392.36 | ↓ -30% |
| Kaiser | Commercial|All Plans | $643.34 | ↑ +14% |
| Blue Shield CA | Commercial|Exchange | $897.29 | ↑ +59% |
| PrimeCare | Commercial|All Plans | $948.08 | ↑ +68% |
| Aetna | Commercial|Gatekeeper | $948.08 | ↑ +68% |
| PrimeCare | Medicare|All Plans | $948.08 | ↑ +68% |
| Cigna | Commercial|PPO | $1,049.66 | ↑ +86% |
| Cigna | Commercial|All Other Plans | $1,049.66 | ↑ +86% |
| Redlands | Commercial|All Plans | $1,100.45 | ↑ +95% |
| First Health | Commercial|All Plans | $1,117.38 | ↑ +98% |
| Aetna | Commercial|Non-Gatekeeper | $1,134.31 | ↑ +101% |
| Blue Shield CA | Commercial|All Other Plans | $1,269.75 | ↑ +125% |
| BCBS - Anthem | Commercial|Exchange | $1,352.00 | ↑ +140% |
| MultiPlan | Commercial|All Plans | $1,354.40 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $1,388.26 | ↑ +146% |
| Blue Shield CA | Medicare|BlueShield Promise | $1,439.05 | ↑ +155% |
| HPN | Medicare|Senior | $1,489.84 | ↑ +164% |
| Health Net | Commercial|EPPO | $1,507.00 | ↑ +167% |
| HPN | Commercial|All Plans | $1,693.00 | ↑ +200% |
| Health Net | Commercial|Care Product | $1,716.00 | ↑ +204% |
| Health Net | Commercial|All Other Plans | $1,873.00 | ↑ +232% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,932.00 | ↑ +243% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $2,058.00 | ↑ +265% |
| United | Commercial|HMO | $2,463.00 | ↑ +337% |
| United | Commercial|All Other Plans | $2,738.00 | ↑ +386% |
| BCBS - Anthem | Commercial|MCS | $3,111.00 | ↑ +452% |
Visitor-reported prices
Comments
ER Visit (level 2) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $685.82 | $34.97 – $1,754.00 |
| St. John's Camarillo Hospital | Camarillo | $556.26 | $52.90 – $887.24 |
| Banner Lassen Medical Center | Susanville | $502.82 | $31.67 – $606.25 |
| Petaluma Valley Hospital | Petaluma | $1,094.46 | $206.92 – $211.14 |
| Arroyo Grande Hospital | Santa Maria | $510.18 | $34.97 – $1,060.36 |
| Mark Twain Medical Center | San Andreas | $458.88 | $31.57 – $119.56 |
| French Hospital | San Luis Obispo | $467.27 | $34.97 – $1,168.16 |
| Mercy Hospitals – Bakersfield | Bakersfield | $554.65 | $34.97 – $1,225.90 |