ER Visit (level 2) at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$556.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,270.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.90 with Health Net vs $4,003.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|< 21 | $52.90 | ↓ -90% |
| Health Net | Medicaid|> 21 | $52.90 | ↓ -90% |
| Sea View | Commercial|All Plans | $54.45 | ↓ -90% |
| United | Medicare|Sea View | $54.45 | ↓ -90% |
| Aetna | Medicare|Sea View | $54.45 | ↓ -90% |
| Blue Shield CA | Medicare|Sea View | $54.45 | ↓ -90% |
| SeaView | Medicare|All Plans | $54.45 | ↓ -90% |
| Gold Coast Health Plan | Medicaid|All Plans | $60.15 | ↓ -89% |
| Humana | Medicare|All Plans | $201.21 | ↓ -64% |
| Aetna | Medicare|All Plans | $201.21 | ↓ -64% |
| Aetna | Medicare|All Other Plans | $201.21 | ↓ -64% |
| United | Medicare|All Plans | $201.21 | ↓ -64% |
| United | Medicare|All Other Plans | $201.21 | ↓ -64% |
| Health Net | Medicare|All Plans | $201.21 | ↓ -64% |
| Kaiser | Medicare|All Plans | $201.21 | ↓ -64% |
| BCBS - Anthem | Medicare|All Plans | $201.21 | ↓ -64% |
| Blue Shield CA | Medicare|All Plans | $201.21 | ↓ -64% |
| Blue Shield CA | Medicare|All Other Plans | $201.21 | ↓ -64% |
| Scan Health Plan | Medicare|All Other Plans | $201.21 | ↓ -64% |
| Scan Health Plan | Medicare|Sea View | $201.21 | ↓ -64% |
| Valley Care IPA | Commercial|All Plans | $201.21 | ↓ -64% |
| BCBS - Anthem | Commercial|DignityHealth | $292.14 | ↓ -47% |
| Clinicas | Commercial|All Plans | $350.62 | ↓ -37% |
| Clinicas | Medicaid|All Plans | $402.42 | ↓ -28% |
| Western Growers | Commercial|All Plans | $595.10 | ↑ +7% |
| Kaiser | Commercial|All Plans | $616.74 | ↑ +11% |
| Blue Shield CA | Commercial|EPN | $649.20 | ↑ +17% |
| First Health | Commercial|All Plans | $724.94 | ↑ +30% |
| Ventura HP | Commercial|All Plans | $757.40 | ↑ +36% |
| Aetna | Commercial|All Plans | $800.68 | ↑ +44% |
| BCBS - Anthem | Commercial|Exchange | $815.00 | ↑ +47% |
| MultiPlan | Commercial|All Plans | $865.60 | ↑ +56% |
| Cigna | Commercial|PPO | $887.24 | ↑ +60% |
| Blue Shield CA | Commercial|FFS | $887.24 | ↑ +60% |
| Cigna | Commercial|All Other Plans | $887.24 | ↑ +60% |
| Health Net | Commercial|All Other Plans | $1,054.10 | ↑ +89% |
| BCBS - Anthem | Commercial|HMO Non MCS | $1,350.00 | ↑ +143% |
| BCBS - Anthem | Commercial|HMO | $1,350.00 | ↑ +143% |
| BCBS - Anthem | Commercial|Non-MCS | $1,358.00 | ↑ +144% |
| BCBS - Anthem | Commercial|PPO Non MCS | $1,358.00 | ↑ +144% |
| Health Net | Commercial|Care Product | $1,656.00 | ↑ +198% |
| BCBS - Anthem | Commercial|MCS | $1,976.00 | ↑ +255% |
| United | Commercial|HMO | $2,761.00 | ↑ +396% |
| United | Commercial|Non-Options PPO | $3,390.00 | ↑ +509% |
| United | Commercial|Navigate | $4,003.00 | ↑ +620% |
| United | Commercial|All Other Plans | $4,003.00 | ↑ +620% |
Visitor-reported prices
Comments
ER Visit (level 2) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Lassen Medical Center | Susanville | $502.82 | $31.67 – $606.25 |
| Petaluma Valley Hospital | Petaluma | $1,094.46 | $206.92 – $211.14 |
| Arroyo Grande Hospital | Santa Maria | $510.18 | $34.97 – $1,060.36 |
| Mark Twain Medical Center | San Andreas | $458.88 | $31.57 – $119.56 |
| French Hospital | San Luis Obispo | $467.27 | $34.97 – $1,168.16 |
| Mercy Hospitals – Bakersfield | Bakersfield | $554.65 | $34.97 – $1,225.90 |
| Bakersfield Memorial Hospital | Bakersfield | $548.67 | $34.97 – $1,225.90 |
| Queen of The Valley Medical Center | Napa | $1,112.31 | $218.01 – $218.01 |