Electrophysiology evaluation at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,953.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,872.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$602.28 with LA Care vs $10,091.20 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $602.28 ↓ -85%
Partnership Health Plan Medicaid|> 21 $602.28 ↓ -85%
Partnership Health Plan Medicaid|< 21 $602.28 ↓ -85%
LA Care Medicaid|< 21 $602.28 ↓ -85%
Health Net Medicaid|All Plans $740.80 ↓ -81%
BCBS - Anthem Medicaid|All Plans $1,129.26 ↓ -71%
IHCG Medicaid|All Plans $1,141.80 ↓ -71%
IHCG Medicare|All Plans $1,145.06 ↓ -71%
Kaiser Medicaid|All Plans $1,326.55 ↓ -66%
Molina Medicaid|< 21 $1,346.30 ↓ -66%
Molina Medicaid|> 21 $1,346.30 ↓ -66%
HPN Medicaid|All Plans $1,400.72 ↓ -65%
Inland Empire Health Plan Medicaid|All Plans $1,505.69 ↓ -62%
United Medicare|All Plans $1,542.50 ↓ -61%
Humana Medicare|All Plans $1,542.50 ↓ -61%
First Health Medicare|All Plans $1,542.50 ↓ -61%
Molina Medicare|All Plans $1,542.50 ↓ -61%
Health Net Medicare|All Plans $1,542.50 ↓ -61%
Kaiser Medicare|All Plans $1,542.50 ↓ -61%
Central Health Plan Medicare|All Plans $1,542.50 ↓ -61%
BCBS - Anthem Medicare|All Plans $1,542.50 ↓ -61%
Blue Shield CA Medicare|All Other Plans $1,542.50 ↓ -61%
Scan Health Plan Medicare|All Plans $1,542.50 ↓ -61%
Inland Empire Health Plan Medicare|All Plans $1,542.50 ↓ -61%
Epic Health Medicare|All Plans $1,542.50 ↓ -61%
Patton Medicare|All Plans $1,542.50 ↓ -61%
BCBS - Anthem Commercial|Non-MCS HMO $1,622.00 ↓ -59%
DHMG Commercial|All Plans $2,236.63 ↓ -43%
EPIC Health Commercial|All Plans $2,622.25 ↓ -34%
Naphcare Commercial|All Plans $3,007.88 ↓ -24%
Redlands Commercial|All Plans $3,442.88 ↓ -13%
Kaiser Commercial|All Plans $3,561.60 ↓ -10%
BCBS - Anthem Commercial|Exchange $4,334.00 ↑ +10%
Care 1st Medicaid|All Plans $4,774.10 ↑ +21%
BCBS - Anthem Commercial|Non-MCS PPO $6,191.00 ↑ +57%
United Commercial|All Other Plans $6,210.00 ↑ +57%
United Commercial|HMO $6,367.00 ↑ +61%
HPN Medicare|Senior $7,004.48 ↑ +77%
HPN Commercial|All Plans $7,479.36 ↑ +89%
First Health Commercial|All Plans $7,835.52 ↑ +98%
Cigna Commercial|PPO $9,260.16 ↑ +134%
Cigna Commercial|All Other Plans $9,260.16 ↑ +134%
MultiPlan Commercial|All Plans $9,497.60 ↑ +140%
Healthsmart Commercial|All Plans $9,735.04 ↑ +146%
BCBS - Anthem Commercial|MCS $9,968.00 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $10,091.20 ↑ +155%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $1,031.07 $602.28 – $8,268.00
St. John's Camarillo Hospital Camarillo $1,054.71 $650.16 – $2,803.82
Arroyo Grande Hospital Santa Maria $1,724.42 $602.28 – $4,029.00
French Hospital San Luis Obispo $1,538.60 $602.28 – $3,846.50
Bakersfield Memorial Hospital Bakersfield $2,369.36 $602.28 – $6,262.32
Queen of The Valley Medical Center Napa $12,216.03 $1,728.74 – $7,455.00
St. Joseph's Medical Center Stockton Stockton $1,910.12 $602.28 – $5,327.54
Santa Rosa Memorial Hospital Santa Rosa $26,546.52 $1,694.16 – $4,737.00

All California hospitals for this procedure →