Electrophysiology evaluation at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,851.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,568.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$684.45 with LA Care vs $30,595.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
LA Care Medicaid|> 21 $684.45 ↓ -86%
Partnership Health Plan Medicaid|< 21 $684.45 ↓ -86%
Partnership Health Plan Medicaid|> 21 $684.45 ↓ -86%
LA Care Medicaid|< 21 $684.45 ↓ -86%
Health Net Medicaid|All Plans $841.87 ↓ -83%
BCBS - Anthem Medicaid|All Plans $1,283.34 ↓ -74%
Molina Medicaid|> 21 $1,530.01 ↓ -68%
Molina Medicaid|< 21 $1,530.01 ↓ -68%
HPN Medicaid|All Plans $1,591.86 ↓ -67%
Inland Empire Health Plan Medicaid|All Plans $1,711.12 ↓ -65%
BCBS - Anthem Commercial|Non-MCS HMO $3,028.00 ↓ -38%
Redlands Commercial|All Plans $4,224.72 ↓ -13%
Kaiser Commercial|All Plans $4,370.40 ↓ -10%
Health Net Commercial|EPPO $4,477.00 ↓ -8%
Health Net Commercial|Care Product $5,099.00 ↑ +5%
Care 1st Medicaid|All Plans $5,425.55 ↑ +12%
Health Net Commercial|All Other Plans $5,556.00 ↑ +15%
United Commercial|All Other Plans $6,210.00 ↑ +28%
United Commercial|HMO $6,367.00 ↑ +31%
IHCG Medicaid|All Plans $6,804.94 ↑ +40%
IHCG Medicare|All Plans $6,824.36 ↑ +41%
BCBS - Anthem Commercial|Exchange $8,063.00 ↑ +66%
Kaiser Medicaid|All Plans $8,291.64 ↑ +71%
HPN Medicare|Senior $8,595.12 ↑ +77%
HPN Commercial|All Plans $9,177.84 ↑ +89%
First Health Commercial|All Plans $9,614.88 ↑ +98%
Humana Medicare|All Plans $9,641.44 ↑ +99%
BCBS - Anthem Medicare|All Plans $9,641.44 ↑ +99%
Kaiser Medicare|All Plans $9,641.44 ↑ +99%
Blue Shield CA Medicare|All Other Plans $9,641.44 ↑ +99%
Scan Health Plan Medicare|All Plans $9,641.44 ↑ +99%
Health Net Medicare|All Plans $9,641.44 ↑ +99%
United Medicare|All Plans $9,641.44 ↑ +99%
Molina Medicare|All Plans $9,641.44 ↑ +99%
First Health Medicare|All Plans $9,641.44 ↑ +99%
Inland Empire Health Plan Medicare|All Plans $9,641.44 ↑ +99%
Epic Health Medicare|All Plans $9,641.44 ↑ +99%
Patton Medicare|All Plans $9,641.44 ↑ +99%
Central Health Plan Medicare|All Plans $9,641.44 ↑ +99%
Cigna Commercial|PPO $11,363.04 ↑ +134%
Cigna Commercial|All Other Plans $11,363.04 ↑ +134%
BCBS - Anthem Commercial|Non-MCS PPO $11,518.00 ↑ +137%
MultiPlan Commercial|All Plans $11,654.40 ↑ +140%
Healthsmart Commercial|All Plans $11,945.76 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $12,382.80 ↑ +155%
DHMG Commercial|All Plans $13,980.09 ↑ +188%
EPIC Health Commercial|All Plans $16,390.45 ↑ +238%
Blue Shield CA Commercial|Exchange $16,775.00 ↑ +246%
BCBS - Anthem Commercial|MCS $18,544.00 ↑ +282%
Naphcare Commercial|All Plans $18,800.81 ↑ +288%
Aetna Commercial|Gatekeeper $25,828.00 ↑ +432%
Blue Shield CA Commercial|All Other Plans $26,177.00 ↑ +440%
Aetna Commercial|Non-Gatekeeper $30,595.00 ↑ +531%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $5,877.13 $684.45 – $18,800.81
St. John's Camarillo Hospital Camarillo $10,427.91 $841.87 – $23,808.00
Arroyo Grande Hospital Santa Maria $7,137.33 $684.45 – $16,676.00
French Hospital San Luis Obispo $6,235.16 $684.45 – $15,587.88
Bakersfield Memorial Hospital Bakersfield $4,165.82 $684.45 – $11,010.47
Queen of The Valley Medical Center Napa $11,164.92 $9,256.00 – $35,965.00
St. Joseph's Medical Center Stockton Stockton $4,548.77 $684.45 – $12,687.04
Santa Rosa Memorial Hospital Santa Rosa $16,984.53 $9,773.00 – $15,575.00

All California hospitals for this procedure →