Electrophysiology evaluation at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,548.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,472.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$684.45 with BCBS - Anthem vs $28,686.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|< 21 $684.45 ↓ -85%
Kaiser Medicaid|> 21 $684.45 ↓ -85%
BCBS - Anthem Medicaid|> 21 $684.45 ↓ -85%
Kaiser Medicaid|< 21 $684.45 ↓ -85%
Health Plan of San Joaquin Medicaid|All Plans $855.56 ↓ -81%
HPSJ Medicaid|> 21 $855.56 ↓ -81%
Health Net Medicaid|All Plans $2,680.22 ↓ -41%
Kaiser Commercial|Affiliated Payers $3,249.12 ↓ -29%
Kaiser Commercial|All Other Plans $3,249.12 ↓ -29%
Sutter UMR Commercial|All Plans $6,962.40 ↑ +53%
BCBS - Anthem Commercial|Exchange $8,113.00 ↑ +78%
Healthsmart Commercial|All Plans $9,283.20 ↑ +104%
United Commercial|All Other Plans $9,323.00 ↑ +105%
Alignment Health Medicare|All Plans $9,689.40 ↑ +113%
Aetna Commercial|HMO $10,004.00 ↑ +120%
Aetna Commercial|All Other Plans $10,004.00 ↑ +120%
Aetna Commercial|PPO $10,004.00 ↑ +120%
BCBS - Anthem Medicare|All Plans $10,766.00 ↑ +137%
Aetna Medicare|All Plans $10,766.00 ↑ +137%
Molina Medicare|All Plans $10,766.00 ↑ +137%
United Medicare|All Plans $10,766.00 ↑ +137%
Cigna Medicare|All Plans $10,766.00 ↑ +137%
Kaiser Medicare|All Plans $10,766.00 ↑ +137%
Humana Medicare|All Plans $10,766.00 ↑ +137%
Blue Shield CA Medicare|All Plans $10,766.00 ↑ +137%
Scan Health Plan Medicare|All Plans $10,766.00 ↑ +137%
Hill Physicians Commercial|All Plans $10,766.00 ↑ +137%
Medcore Commercial|With ER $10,766.00 ↑ +137%
Medcore Commercial|Without ER $10,766.00 ↑ +137%
BCBS - Anthem Commercial|Non-MCS $11,114.00 ↑ +144%
First Health Commercial|All Plans $11,139.84 ↑ +145%
Health Net Commercial|Care Product $12,122.00 ↑ +166%
United Commercial|Non-Options PPO $12,532.32 ↑ +176%
MultiPlan Commercial|All Plans $12,687.04 ↑ +179%
United Commercial|Options PPO $13,448.00 ↑ +196%
Health Net Commercial|FFS $13,845.00 ↑ +204%
Cigna Commercial|PPO $14,853.12 ↑ +227%
Cigna Commercial|All Other Plans $14,853.12 ↑ +227%
BCBS - Anthem Commercial|MCS $15,615.00 ↑ +243%
Blue Shield CA Commercial|Exchange $19,344.00 ↑ +325%
Blue Shield CA Commercial|All Other Plans $25,371.00 ↑ +458%
United Commercial|HMO $28,686.00 ↑ +531%

Visitor-reported prices

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Electrophysiology evaluation at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $10,427.91 $841.87 – $23,808.00
Arroyo Grande Hospital Santa Maria $7,137.33 $684.45 – $16,676.00
French Hospital San Luis Obispo $6,235.16 $684.45 – $15,587.88
Bakersfield Memorial Hospital Bakersfield $4,165.82 $684.45 – $11,010.47
Queen of The Valley Medical Center Napa $11,164.92 $9,256.00 – $35,965.00
Santa Rosa Memorial Hospital Santa Rosa $16,984.53 $9,773.00 – $15,575.00
Mercy Medical Center Merced Merced $4,945.55 $684.45 – $9,603.00
Northridge Hospital Medical Center Northridge $3,152.15 $684.45 – $11,298.00

All California hospitals for this procedure →