Electrd sq emblem s-icd at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$7,639.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$22,940.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,714.00 with Redlands vs $11,534.50 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Redlands | Commercial|All Plans | $2,714.00 | ↓ -64% |
| Kaiser | Medicaid|All Plans | $2,714.00 | ↓ -64% |
| PrimeCare | Commercial|All Plans | $2,985.40 | ↓ -61% |
| PrimeCare | Medicare|All Plans | $2,985.40 | ↓ -61% |
| Molina | Medicaid|< 21 | $3,121.10 | ↓ -59% |
| Molina | Medicaid|> 21 | $3,121.10 | ↓ -59% |
| BCBS - Anthem | Medicaid|All Plans | $3,392.50 | ↓ -56% |
| Care 1st | Medicaid|All Plans | $3,528.20 | ↓ -54% |
| Kaiser | Commercial|All Plans | $4,071.00 | ↓ -47% |
| BCBS - Anthem | Commercial|Exchange | $4,071.00 | ↓ -47% |
| Blue Shield CA | Commercial|Exchange | $4,613.80 | ↓ -40% |
| Aetna | Commercial|Gatekeeper | $5,156.60 | ↓ -32% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $5,563.70 | ↓ -27% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $5,835.10 | ↓ -24% |
| BCBS - Anthem | Commercial|MCS | $5,835.10 | ↓ -24% |
| Cigna | Commercial|PPO | $5,970.80 | ↓ -22% |
| Cigna | Commercial|All Other Plans | $5,970.80 | ↓ -22% |
| Inland Empire Health Plan | Medicaid|All Plans | $6,106.50 | ↓ -20% |
| Aetna | Commercial|Non-Gatekeeper | $6,242.20 | ↓ -18% |
| HPN | Medicare|Senior | $6,377.90 | ↓ -17% |
| Health Net | Commercial|EPPO | $6,377.90 | ↓ -17% |
| HPN | Commercial|All Plans | $6,513.60 | ↓ -15% |
| HPN | Medicaid|All Plans | $6,513.60 | ↓ -15% |
| Blue Shield CA | Commercial|All Other Plans | $7,056.40 | ↓ -8% |
| Health Net | Commercial|Care Product | $7,192.10 | ↓ -6% |
| Health Net | Commercial|All Other Plans | $7,870.60 | ↑ +3% |
| United | Commercial|All Other Plans | $7,870.60 | ↑ +3% |
| United | Commercial|HMO | $8,277.70 | ↑ +8% |
| First Health | Commercial|All Plans | $8,956.20 | ↑ +17% |
| MultiPlan | Commercial|All Plans | $10,856.00 | ↑ +42% |
| Healthsmart | Commercial|All Plans | $11,127.40 | ↑ +46% |
| Blue Shield CA | Medicare|BlueShield Promise | $11,534.50 | ↑ +51% |
Visitor-reported prices
Comments
Electrd sq emblem s-icd at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $8,969.54 | $2,849.70 – $13,570.00 |
| St. John's Camarillo Hospital | Camarillo | $7,999.20 | $3,371.28 – $10,956.66 |
| Banner Lassen Medical Center | Susanville | $7,029.06 | $2,849.50 – $6,741.50 |
| Petaluma Valley Hospital | Petaluma | $16,379.04 | not published |
| Arroyo Grande Hospital | Santa Maria | $10,163.72 | $4,201.18 – $17,900.68 |
| French Hospital | San Luis Obispo | $9,308.83 | $3,470.54 – $17,900.68 |
| Mercy Hospitals – Bakersfield | Bakersfield | $7,529.45 | $5,073.75 – $18,265.50 |
| Bakersfield Memorial Hospital | Bakersfield | $7,448.27 | $3,001.25 – $11,644.85 |