Culture fungi skin/hair/nail at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$85.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$258.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.63 with Kaiser vs $219.30 with Blue Shield CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|All Plans $6.63 ↓ -92%
Humana Medicare|All Plans $7.71 ↓ -91%
IHCG Medicare|All Plans $7.71 ↓ -91%
IHCG Medicaid|All Plans $7.71 ↓ -91%
Scan Health Plan Medicare|All Plans $7.71 ↓ -91%
Inland Empire Health Plan Medicare|All Plans $7.71 ↓ -91%
First Health Medicare|All Plans $7.71 ↓ -91%
Molina Medicare|All Plans $7.71 ↓ -91%
United Medicare|All Plans $7.71 ↓ -91%
Health Net Medicare|All Plans $7.71 ↓ -91%
Blue Shield CA Medicare|All Other Plans $7.71 ↓ -91%
Kaiser Medicare|All Plans $7.71 ↓ -91%
Central Health Plan Medicare|All Plans $7.71 ↓ -91%
BCBS - Anthem Medicare|All Plans $7.71 ↓ -91%
Patton Medicare|All Plans $7.71 ↓ -91%
Epic Health Medicare|All Plans $7.71 ↓ -91%
United Commercial|HMO $9.25 ↓ -89%
United Commercial|All Other Plans $9.25 ↓ -89%
LA Care Medicaid|> 21 $9.83 ↓ -89%
Partnership Health Plan Medicaid|< 21 $9.83 ↓ -89%
Partnership Health Plan Medicaid|> 21 $9.83 ↓ -89%
LA Care Medicaid|< 21 $9.83 ↓ -89%
DHMG Commercial|All Plans $11.18 ↓ -87%
Redlands Commercial|All Plans $11.18 ↓ -87%
BCBS - Anthem Medicaid|All Plans $11.40 ↓ -87%
EPIC Health Commercial|All Plans $13.11 ↓ -85%
Molina Medicaid|> 21 $13.86 ↓ -84%
Molina Medicaid|< 21 $13.86 ↓ -84%
HPN Medicaid|All Plans $14.42 ↓ -83%
Health Net Medicaid|All Plans $14.87 ↓ -83%
Naphcare Commercial|All Plans $15.03 ↓ -83%
Inland Empire Health Plan Medicaid|All Plans $19.65 ↓ -77%
Cigna Commercial|All Other Plans $22.11 ↓ -74%
Cigna Commercial|PPO $22.11 ↓ -74%
Aetna Commercial|Gatekeeper $31.45 ↓ -63%
Aetna Commercial|Non-Gatekeeper $37.15 ↓ -57%
Care 1st Medicaid|All Plans $49.15 ↓ -43%
Blue Shield CA Commercial|Exchange $67.08 ↓ -22%
BCBS - Anthem Commercial|Exchange $75.11 ↓ -13%
Kaiser Commercial|All Plans $77.40 ↓ -10%
Blue Shield CA Commercial|All Other Plans $100.62 ↑ +17%
BCBS - Anthem Commercial|Non-MCS PPO $107.29 ↑ +25%
BCBS - Anthem Commercial|Non-MCS HMO $107.29 ↑ +25%
HPN Medicare|Senior $152.22 ↑ +77%
HPN Commercial|All Plans $162.54 ↑ +89%
First Health Commercial|All Plans $170.28 ↑ +98%
BCBS - Anthem Commercial|MCS $172.78 ↑ +101%
MultiPlan Commercial|All Plans $206.40 ↑ +140%
Healthsmart Commercial|All Plans $211.56 ↑ +146%
Blue Shield CA Medicare|BlueShield Promise $219.30 ↑ +155%

Visitor-reported prices

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Culture fungi skin/hair/nail at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $80.94 $7.71 – $207.00
St. John's Camarillo Hospital Camarillo $65.27 $7.71 – $116.22
Banner Lassen Medical Center Susanville $5.02 $1.54 – $11.30
Petaluma Valley Hospital Petaluma $109.14 $7.56 – $62.93
Arroyo Grande Hospital Santa Maria $289.33 $7.71 – $26.46
French Hospital San Luis Obispo $265.00 $7.29 – $26.46
Mercy Hospitals – Bakersfield Bakersfield $72.35 $7.71 – $22.15
Bakersfield Memorial Hospital Bakersfield $71.57 $7.71 – $22.15

All California hospitals for this procedure →