Culture fungi skin/hair/nail at Banner Lassen Medical Center

1800 Spring Ridge Drive, Susanville, CA · Banner Health · · NPI 1538197231

Source: hospital's published price file ↗ · Published Feb 12, 2026 · Ingested Aug 12, 2026

$5.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.54 with Anthem Blue Cross California vs $11.30 with Partnership HealthPlan of CA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Blue Cross California Medicare Advantage $1.54 ↓ -69%
Banner Health Banner Choice Plus/Banner Select $3.69 ↓ -26%
United Healthcare UHC Medicare Advantage $3.69 ↓ -26%
Network Providers, LLC California Prison Health Care Services (CPHCS) $4.80 ↓ -4%
Imperial Health Plan of California, Inc Medi-Medi/Medicare Advantage $4.98 ↓ -1%
Blue Shield of California CalPERS PPO $7.83 ↑ +56%
Multiplan Commercial $8.10 ↑ +61%
United Healthcare Commercial $8.37 ↑ +67%
Cigna Healthcare & Life Insurance Company – WY Commercial $8.55 ↑ +70%
Coventry Commercial $8.64 ↑ +72%
First Health Medical Rental $8.64 ↑ +72%
Coventry Workers Comp $8.64 ↑ +72%
Health Net Commercial Exchange $8.73 ↑ +74%
Health Net Medicare $8.73 ↑ +74%
Partnership HealthPlan of CA Partnership Medi-Cal $11.30 ↑ +125%

Visitor-reported prices

visitor-reported
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Culture fungi skin/hair/nail at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $65.27 $7.71 – $116.22
Petaluma Valley Hospital Petaluma $109.14 $7.56 – $62.93
Arroyo Grande Hospital Santa Maria $289.33 $7.71 – $26.46
French Hospital San Luis Obispo $265.00 $7.29 – $26.46
Mercy Hospitals – Bakersfield Bakersfield $72.35 $7.71 – $22.15
Bakersfield Memorial Hospital Bakersfield $71.57 $7.71 – $22.15
Queen of The Valley Medical Center Napa $728.28 $7.71 – $79.52
Providence St Joseph Hospital Eureka Eureka $66.81 $7.71 – $90.18

All California hospitals for this procedure →