CT hrt w/3d image at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$219.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$660.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$168.54 with IHCG vs $1,090.80 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IHCG Medicaid|All Plans $168.54 ↓ -23%
IHCG Medicare|All Plans $169.02 ↓ -23%
Redlands Commercial|All Plans $191.40 ↓ -13%
Kaiser Commercial|All Plans $198.00 ↓ -10%
LA Care Medicaid|> 21 $218.16 ↓ -1%
Partnership Health Plan Medicaid|> 21 $218.16 ↓ -1%
LA Care Medicaid|< 21 $218.16 ↓ -1%
Partnership Health Plan Medicaid|< 21 $218.16 ↓ -1%
Molina Medicaid|< 21 $307.61 ↑ +40%
Molina Medicaid|> 21 $307.61 ↑ +40%
HPN Medicaid|All Plans $320.04 ↑ +46%
BCBS - Anthem Medicaid|All Plans $327.24 ↑ +49%
Health Net Medicaid|All Plans $330.06 ↑ +50%
HPN Medicare|Senior $389.40 ↑ +77%
BCBS - Anthem Commercial|Exchange $389.40 ↑ +77%
Kaiser Medicaid|All Plans $390.24 ↑ +78%
United Commercial|HMO $401.74 ↑ +83%
United Commercial|All Other Plans $401.74 ↑ +83%
HPN Commercial|All Plans $415.80 ↑ +89%
First Health Commercial|All Plans $435.60 ↑ +98%
Inland Empire Health Plan Medicaid|All Plans $436.32 ↑ +99%
United Medicare|All Plans $453.77 ↑ +106%
Blue Shield CA Medicare|All Other Plans $453.77 ↑ +106%
Humana Medicare|All Plans $453.77 ↑ +106%
Health Net Medicare|All Plans $453.77 ↑ +106%
Kaiser Medicare|All Plans $453.77 ↑ +106%
Central Health Plan Medicare|All Plans $453.77 ↑ +106%
BCBS - Anthem Medicare|All Plans $453.77 ↑ +106%
Molina Medicare|All Plans $453.77 ↑ +106%
Scan Health Plan Medicare|All Plans $453.77 ↑ +106%
First Health Medicare|All Plans $453.77 ↑ +106%
Inland Empire Health Plan Medicare|All Plans $453.77 ↑ +106%
Epic Health Medicare|All Plans $453.77 ↑ +106%
Patton Medicare|All Plans $453.77 ↑ +106%
MultiPlan Commercial|All Plans $528.00 ↑ +140%
Healthsmart Commercial|All Plans $541.20 ↑ +146%
BCBS - Anthem Commercial|Non-MCS HMO $554.40 ↑ +152%
BCBS - Anthem Commercial|Non-MCS PPO $554.40 ↑ +152%
Blue Shield CA Medicare|BlueShield Promise $561.00 ↑ +155%
DHMG Commercial|All Plans $657.97 ↑ +199%
Aetna Commercial|Gatekeeper $660.00 ↑ +200%
Aetna Commercial|Non-Gatekeeper $660.00 ↑ +200%
BCBS - Anthem Commercial|MCS $660.00 ↑ +200%
EPIC Health Commercial|All Plans $771.41 ↑ +251%
Naphcare Commercial|All Plans $884.85 ↑ +303%
Care 1st Medicaid|All Plans $1,090.80 ↑ +396%

Visitor-reported prices

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CT hrt w/3d image at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $299.51 $218.16 – $1,090.80
St. John's Camarillo Hospital Camarillo $2,184.75 $330.06 – $3,890.64
Arroyo Grande Hospital Santa Maria $1,095.26 $218.16 – $2,295.16
Mark Twain Medical Center San Andreas $5,708.96 $218.16 – $1,533.70
French Hospital San Luis Obispo $873.38 $218.16 – $994.70
Mercy Hospitals – Bakersfield Bakersfield $290.50 $218.16 – $626.40
Bakersfield Memorial Hospital Bakersfield $287.37 $218.16 – $618.57
Queen of The Valley Medical Center Napa $2,701.47 $291.55 – $1,392.37

All California hospitals for this procedure →