CT hrt w/3d image at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$873.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,228.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$212.89 with MHS Hospice vs $1,015.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS Hospice Commercial|All Plans $212.89 ↓ -76%
BCBS - Anthem Medicaid|All Plans $218.16 ↓ -75%
Molina Medicaid|< 21 $218.16 ↓ -75%
Partnership Health Plan Medicaid|< 21 $218.16 ↓ -75%
Partnership Health Plan Medicaid|> 21 $218.16 ↓ -75%
Molina Medicaid|> 21 $218.16 ↓ -75%
CenCal Medicaid|< 21 $227.06 ↓ -74%
CenCal Medicaid|> 21 $227.06 ↓ -74%
Health Net Medicaid|> 21 $268.34 ↓ -69%
Health Net Medicaid|< 21 $268.34 ↓ -69%
MHS HSPCC Commercial|All Plans $274.05 ↓ -69%
United Commercial|HMO $401.74 ↓ -54%
United Commercial|All Other Plans $401.74 ↓ -54%
United Commercial|Non-Options PPO $401.74 ↓ -54%
United Medicare|All Plans $453.77 ↓ -48%
Health Net Medicare|All Plans $453.77 ↓ -48%
Kaiser Medicare|All Plans $453.77 ↓ -48%
BCBS - Anthem Medicare|All Plans $453.77 ↓ -48%
Alignment Medicare|All Plans $453.77 ↓ -48%
Blue Shield CA Medicare|All Plans $453.77 ↓ -48%
Aetna Medicare|All Plans $453.77 ↓ -48%
Humana Medicare|All Plans $453.77 ↓ -48%
Humana Commercial|All Plans $453.77 ↓ -48%
Western Growers Commercial|All Plans $507.50 ↓ -42%
Health Net Commercial|FFS $568.40 ↓ -35%
Kaiser Commercial|All Plans $629.30 ↓ -28%
Healthsmart Commercial|All Plans $862.75 ↓ -1%
First Health Commercial|All Plans $862.75 ↓ -1%
BCBS - Anthem Commercial|Non-MCS $954.10 ↑ +9%
BCBS - Anthem Commercial|MCS $974.40 ↑ +12%
MultiPlan Commercial|All Plans $994.70 ↑ +14%
Aetna Commercial|Gatekeeper $1,015.00 ↑ +16%
Aetna Commercial|Non-Gatekeeper $1,015.00 ↑ +16%

Visitor-reported prices

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CT hrt w/3d image at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $2,184.75 $330.06 – $3,890.64
Arroyo Grande Hospital Santa Maria $1,095.26 $218.16 – $2,295.16
Mark Twain Medical Center San Andreas $5,708.96 $218.16 – $1,533.70
Mercy Hospitals – Bakersfield Bakersfield $290.50 $218.16 – $626.40
Bakersfield Memorial Hospital Bakersfield $287.37 $218.16 – $618.57
Queen of The Valley Medical Center Napa $2,701.47 $291.55 – $1,392.37
Providence St Joseph Hospital Eureka Eureka $2,141.49 $291.55 – $1,522.57
St. Joseph's Medical Center Stockton Stockton $1,477.35 $218.16 – $2,183.66

All California hospitals for this procedure →