CT heart w/evaluation of calcium without contrast at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$186.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$561.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$73.82 with IHCG vs $561.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IHCG | Medicaid|All Plans | $73.82 | ↓ -60% |
| IHCG | Medicare|All Plans | $74.03 | ↓ -60% |
| Partnership Health Plan | Medicaid|< 21 | $81.33 | ↓ -56% |
| LA Care | Medicaid|> 21 | $81.33 | ↓ -56% |
| LA Care | Medicaid|< 21 | $81.33 | ↓ -56% |
| Partnership Health Plan | Medicaid|> 21 | $81.33 | ↓ -56% |
| Kaiser | Medicaid|All Plans | $96.22 | ↓ -48% |
| Patton | Medicare|All Plans | $111.88 | ↓ -40% |
| Humana | Medicare|All Plans | $111.88 | ↓ -40% |
| Scan Health Plan | Medicare|All Plans | $111.88 | ↓ -40% |
| First Health | Medicare|All Plans | $111.88 | ↓ -40% |
| Molina | Medicare|All Plans | $111.88 | ↓ -40% |
| United | Medicare|All Plans | $111.88 | ↓ -40% |
| Central Health Plan | Medicare|All Plans | $111.88 | ↓ -40% |
| BCBS - Anthem | Medicare|All Plans | $111.88 | ↓ -40% |
| Blue Shield CA | Medicare|All Other Plans | $111.88 | ↓ -40% |
| Health Net | Medicare|All Plans | $111.88 | ↓ -40% |
| Inland Empire Health Plan | Medicare|All Plans | $111.88 | ↓ -40% |
| Epic Health | Medicare|All Plans | $111.88 | ↓ -40% |
| Kaiser | Medicare|All Plans | $111.88 | ↓ -40% |
| Molina | Medicaid|> 21 | $114.68 | ↓ -39% |
| Molina | Medicaid|< 21 | $114.68 | ↓ -39% |
| HPN | Medicaid|All Plans | $119.31 | ↓ -36% |
| BCBS - Anthem | Medicaid|All Plans | $122.00 | ↓ -35% |
| Health Net | Medicaid|All Plans | $123.05 | ↓ -34% |
| DHMG | Commercial|All Plans | $162.23 | ↓ -13% |
| Inland Empire Health Plan | Medicaid|All Plans | $162.66 | ↓ -13% |
| Redlands | Commercial|All Plans | $162.69 | ↓ -13% |
| Kaiser | Commercial|All Plans | $168.30 | ↓ -10% |
| Aetna | Commercial|Gatekeeper | $170.35 | ↓ -9% |
| United | Commercial|All Other Plans | $182.03 | ↓ -3% |
| United | Commercial|HMO | $182.03 | ↓ -3% |
| EPIC Health | Commercial|All Plans | $190.20 | ↑ +2% |
| Aetna | Commercial|Non-Gatekeeper | $201.25 | ↑ +8% |
| Naphcare | Commercial|All Plans | $218.17 | ↑ +17% |
| HPN | Medicare|Senior | $330.99 | ↑ +77% |
| BCBS - Anthem | Commercial|Exchange | $330.99 | ↑ +77% |
| HPN | Commercial|All Plans | $353.43 | ↑ +89% |
| First Health | Commercial|All Plans | $370.26 | ↑ +98% |
| Care 1st | Medicaid|All Plans | $406.65 | ↑ +118% |
| MultiPlan | Commercial|All Plans | $448.80 | ↑ +140% |
| Healthsmart | Commercial|All Plans | $460.02 | ↑ +146% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $471.24 | ↑ +152% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $471.24 | ↑ +152% |
| Blue Shield CA | Medicare|BlueShield Promise | $476.85 | ↑ +155% |
| BCBS - Anthem | Commercial|MCS | $561.00 | ↑ +200% |
Visitor-reported prices
Comments
CT heart w/evaluation of calcium without contrast at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $40.28 | $56.65 – $406.65 |
| St. John's Camarillo Hospital | Camarillo | $196.67 | $111.88 – $350.22 |
| Arroyo Grande Hospital | Santa Maria | $266.65 | $81.33 – $561.54 |
| French Hospital | San Luis Obispo | $212.47 | $62.10 – $225.40 |
| Mercy Hospitals – Bakersfield | Bakersfield | $66.41 | $81.33 – $179.00 |
| Bakersfield Memorial Hospital | Bakersfield | $65.70 | $81.33 – $179.00 |
| Queen of The Valley Medical Center | Napa | $486.03 | $123.56 – $351.98 |
| Providence St Joseph Hospital Eureka | Eureka | $512.04 | $111.93 – $384.90 |