CT heart w/evaluation of calcium without contrast at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$40.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$103.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.65 with HPN vs $406.65 with Care 1st — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HPN Medicare|Senior $56.65 ↑ +41%
HPN Commercial|All Plans $59.74 ↑ +48%
Magellan Commercial|All Plans $61.80 ↑ +53%
Kaiser Commercial|All Plans $63.86 ↑ +59%
First Health Commercial|All Plans $72.10 ↑ +79%
BCBS - Anthem Commercial|All Other Plans $75.19 ↑ +87%
Blue Shield CA Medicare|BlueShield Promise $77.25 ↑ +92%
Kaiser Medicaid|< 21 $81.33 ↑ +102%
Kaiser Medicaid|> 21 $81.33 ↑ +102%
Partnership Health Plan Medicaid|> 21 $81.33 ↑ +102%
Partnership Health Plan Medicaid|< 21 $81.33 ↑ +102%
LA Care Medicaid|> 21 $81.33 ↑ +102%
LA Care Medicaid|< 21 $81.33 ↑ +102%
MultiPlan Commercial|All Plans $82.40 ↑ +105%
SBMG Commercial|All Plans $92.27 ↑ +129%
BCBS - Anthem Commercial|MCS $93.73 ↑ +133%
Aetna Commercial|Gatekeeper $96.10 ↑ +139%
BCBS - Anthem Medicaid|All Plans $103.00 ↑ +156%
Humana Medicare|All Plans $103.00 ↑ +156%
Aetna Commercial|Non-Gatekeeper $103.00 ↑ +156%
Molina Medicaid|All Plans $103.00 ↑ +156%
Molina Medicare|All Plans $103.00 ↑ +156%
United Commercial|All Other Plans $103.00 ↑ +156%
United Commercial|HMO $103.00 ↑ +156%
Kaiser Medicare|All Plans $103.00 ↑ +156%
Central Health Plan Medicare|All Plans $103.00 ↑ +156%
BCBS - Anthem Medicare|All Plans $103.00 ↑ +156%
Scan Health Plan Medicare|All Plans $103.00 ↑ +156%
Inland Empire Health Plan Medicaid|All Plans $103.00 ↑ +156%
Inland Empire Health Plan Medicare|All Plans $103.00 ↑ +156%
Epic Health Medicare|All Plans $103.00 ↑ +156%
Patton Medicare|All Plans $103.00 ↑ +156%
Redlands Commercial|All Plans $103.00 ↑ +156%
Redlands Medicare|All Plans $103.00 ↑ +156%
United Medicare|All Plans $111.88 ↑ +178%
Blue Shield CA Medicare|All Other Plans $111.88 ↑ +178%
Ballards Rehab Commercial|All Plans $113.30 ↑ +181%
HPN Medicaid|All Plans $119.31 ↑ +196%
Health Net Medicaid|> 21 $123.05 ↑ +205%
Health Net Medicaid|< 21 $123.05 ↑ +205%
Epic Health Commercial|All Plans $190.20 ↑ +372%
Naphcare Commercial|All Plans $200.85 ↑ +399%
Care 1st Medicaid|All Plans $406.65 ↑ +910%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $186.82 $81.33 – $476.85
St. John's Camarillo Hospital Camarillo $196.67 $111.88 – $350.22
Arroyo Grande Hospital Santa Maria $266.65 $81.33 – $561.54
French Hospital San Luis Obispo $212.47 $62.10 – $225.40
Mercy Hospitals – Bakersfield Bakersfield $66.41 $81.33 – $179.00
Bakersfield Memorial Hospital Bakersfield $65.70 $81.33 – $179.00
Queen of The Valley Medical Center Napa $486.03 $123.56 – $351.98
Providence St Joseph Hospital Eureka Eureka $512.04 $111.93 – $384.90

All California hospitals for this procedure →