Consultation pathology during surgery frozen section first tissue block at St. Bernardine Medical Center

2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$142.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$428.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.86 with Partnership Health Plan vs $424.57 with Naphcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $63.86 ↓ -55%
LA Care Medicaid|> 21 $63.86 ↓ -55%
LA Care Medicaid|< 21 $63.86 ↓ -55%
Partnership Health Plan Medicaid|> 21 $63.86 ↓ -55%
Molina Medicaid|> 21 $90.04 ↓ -37%
Molina Medicaid|< 21 $90.04 ↓ -37%
HPN Medicaid|All Plans $93.68 ↓ -34%
Health Net Medicaid|All Plans $96.62 ↓ -32%
Aetna Commercial|Gatekeeper $99.18 ↓ -30%
BCBS - Anthem Medicaid|All Plans $111.14 ↓ -22%
Aetna Commercial|Non-Gatekeeper $117.17 ↓ -18%
Cigna Commercial|PPO $119.11 ↓ -16%
Cigna Commercial|All Other Plans $119.11 ↓ -16%
Redlands Commercial|All Plans $124.12 ↓ -13%
Inland Empire Health Plan Medicaid|All Plans $127.72 ↓ -10%
Kaiser Commercial|All Plans $128.40 ↓ -10%
IHCG Medicaid|All Plans $132.73 ↓ -7%
IHCG Medicare|All Plans $133.11 ↓ -7%
BCBS - Anthem Commercial|Exchange $155.14 ↑ +9%
United Commercial|All Other Plans $178.99 ↑ +26%
United Commercial|HMO $178.99 ↑ +26%
Kaiser Medicaid|All Plans $187.25 ↑ +31%
Blue Shield CA Medicare|All Other Plans $217.73 ↑ +53%
Inland Empire Health Plan Medicare|All Plans $217.73 ↑ +53%
Molina Medicare|All Plans $217.73 ↑ +53%
First Health Medicare|All Plans $217.73 ↑ +53%
Scan Health Plan Medicare|All Plans $217.73 ↑ +53%
Health Net Medicare|All Plans $217.73 ↑ +53%
United Medicare|All Plans $217.73 ↑ +53%
Patton Medicare|All Plans $217.73 ↑ +53%
Kaiser Medicare|All Plans $217.73 ↑ +53%
Central Health Plan Medicare|All Plans $217.73 ↑ +53%
BCBS - Anthem Medicare|All Plans $217.73 ↑ +53%
Epic Health Medicare|All Plans $217.73 ↑ +53%
Humana Medicare|All Plans $217.73 ↑ +53%
BCBS - Anthem Commercial|Non-MCS PPO $221.60 ↑ +55%
BCBS - Anthem Commercial|Non-MCS HMO $221.60 ↑ +55%
HPN Medicare|Senior $252.52 ↑ +77%
HPN Commercial|All Plans $269.64 ↑ +89%
First Health Commercial|All Plans $282.48 ↑ +98%
DHMG Commercial|All Plans $315.71 ↑ +122%
Care 1st Medicaid|All Plans $319.30 ↑ +124%
MultiPlan Commercial|All Plans $342.40 ↑ +140%
Healthsmart Commercial|All Plans $350.96 ↑ +146%
BCBS - Anthem Commercial|MCS $356.88 ↑ +150%
Blue Shield CA Medicare|BlueShield Promise $363.80 ↑ +155%
EPIC Health Commercial|All Plans $370.14 ↑ +160%
Naphcare Commercial|All Plans $424.57 ↑ +198%

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other California hospitals

Hospital City Cash price Negotiated range
Community Hospital San Bernardino San Bernardino $77.42 $55.95 – $386.10
St. John's Camarillo Hospital Camarillo $143.23 $88.29 – $394.70
Petaluma Valley Hospital Petaluma $548.25 $129.97 – $287.00
Arroyo Grande Hospital Santa Maria $13.10 $15.30 – $106.99
Mark Twain Medical Center San Andreas $93.24 $11.12 – $42.96
French Hospital San Luis Obispo $12.00 $8.26 – $125.77
Mercy Hospitals – Bakersfield Bakersfield $113.53 $29.21 – $119.32
Bakersfield Memorial Hospital Bakersfield $112.31 $29.21 – $119.32

All California hospitals for this procedure →